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Wisconsin · 2026 plan year

Bronze health insurance plans in Wisconsin (2026)

There are 110 Bronze plans on the Wisconsin Marketplace from 12 insurers, and they are not interchangeable — premiums run from $276 to $600 a month for the same metal tier. Here is what separates them.

110
Bronze plans
12
Insurers
72
Counties covered
$276
Cheapest premium
$7,500
Median deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

The priciest Bronze plan in Wisconsin costs 2.2× the cheapest.

Bronze plans here run from $276 to $600 a month for the same actuarial tier. Metal level sets roughly what share of your care is covered, not what you pay for it — so the tier label alone tells you very little about which of these 110 plans is right for you.

Every Wisconsin Bronze plan is HSA-eligible.

All 110 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, a median of $7,500 in this tier.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Cost

What a Bronze plan costs in Wisconsin in 2026

Across all 110 Bronze plans in Wisconsin, monthly premiums run from $276 to $600, averaging $383. Those are age-21, non-tobacco rates before any subsidy — the basis every figure on this page uses, and rarely what anyone actually pays. Premium tax credits cut that bill for most Wisconsin enrollees, often to a fraction of the sticker price.

Deductibles

Bronze plan deductibles in Wisconsin

Bronze deductibles in Wisconsin run from $5,000 to $10,600, with a median of $7,500 across the 88 plans with one combined deductible — the amount you pay yourself before the plan starts sharing most costs. The median is the closest thing to a typical plan; the mean sits at $7,851 because the spread is not symmetric. The other 22 set a separate deductible for prescription drugs, so their medical deductible alone would understate what you pay; they are left out of these figures, and the table below shows both deductibles where a plan has two. No single figure is a quote — the table below shows the real deductible on each of the cheapest plans, and the insurer breakdown shows how the range splits by carrier.

Out-of-pocket maximum

Bronze out-of-pocket maximums in Wisconsin

Individual out-of-pocket maximums on Wisconsin Bronze plans run from $8,400 to $10,600, with a median of $10,000. That is the ceiling on what a plan can make you pay in a year for covered in-network care — after you reach it, the plan pays 100% of covered services. It is the number that matters most in a bad year, and the top of the range here is set by the federal limit that applies to every Marketplace plan, not by the insurer.

Lowest premiums

The cheapest Bronze plans in Wisconsin

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
Dean Focus Bronze ShareDean Health Plan$276$8,000$10,600
Dean Bronze ShareDean Health Plan$297$8,000$10,600
Dean Focus Bronze $0 Copay PCP VisitsDean Health Plan$303$7,500$10,600
MercyCare Bronze 10,000 (1 Free PCP Visit)MercyCare Health Plans$304$10,000$10,000
Prestige Bronze Essential + 3 Free PCP VisitsNetwork Health$311$7,750$9,500

Showing 5 of 110. See all Wisconsin Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier averageDeductible range
Anthem Blue Cross and Blue Shield24$333$380$5,000–$8,450
Quartz18$342$398$7,500–$10,150
Security Health Plan11$415$463$7,500–$9,500
Network Health10$311$360$7,500–$7,750
Dean Health Plan9$276$328$7,500–$8,000
Medica9$353$384$7,500–$8,000
CareSource (Common Ground Healthcare)6$350$356$7,500–$9,600
Group Health Cooperative-SCW6$343$373$6,000–$10,600
HealthPartners6$337$356$6,800–$8,400
Aspirus Health Plan5$353$389$7,500–$10,000
UnitedHealthcare4$385$410$7,500–$10,600
MercyCare Health Plans2$304$317$7,500–$10,000
Other tiers in Wisconsin

How Bronze compares to the rest

Bronze
Avg $383 · from $276
110 plans · you are here
Silver
Avg $499 · from $411
102 plans
Gold
Avg $531 · from $416
89 plans

All WisconsinMarketplace plans →

Nearby on price

States with similar Bronze premiums

Alabama
Avg $381
17 Bronze plans
Missouri
Avg $392
41 Bronze plans
Louisiana
Avg $393
35 Bronze plans
Common questions

Wisconsin Bronze plans, answered

What are the copays on Wisconsin Bronze plans?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. What the tier does bound is the rest of the cost-sharing: across the 110 Bronze plans in Wisconsin, out-of-pocket maximums run $8,400 to $10,600, and deductibles on the 88 plans with one combined deductible run $5,000 to $10,600. The other 22 set a separate deductible for prescription drugs and are not included in the deductible figures. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Wisconsin?
Any Wisconsin Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on Wisconsin Bronze plans?
Bronze deductibles in Wisconsin run from $5,000 to $10,600 across the 88 plans with one combined deductible, with a median of $7,500 — that median is the figure closest to a typical plan. The other 22 set a separate deductible for prescription drugs and are not included in the deductible figures. Out-of-pocket maximums run $8,400 to $10,600. The spread inside a single tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Wisconsin county?
Bronze plans are sold in 72 Wisconsin counties, from 12 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Marketplace plan in Wisconsin?
Wisconsin uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Wisconsin start at $276 a month before any subsidy.

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