SimpliveraCoverage Companion
Louisiana · 2026 plan year

Bronze health insurance plans in Louisiana

There are 35 Bronze plans on the Louisiana Marketplace from 6 insurers, and they are not interchangeable — premiums run from $315 to $590 a month for the same metal tier. Here is what separates them.

35
Bronze plans
6
Insurers
64
Counties covered
$315
Cheapest premium
$7,341
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Louisiana Bronze plan is HSA-eligible.

All 35 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $7,341 in this tier.

Louisiana Bronze premiums rank 13th cheapest of 30.

Averaged across all 35 plans, Bronze coverage in Louisiana costs $393 a month before subsidies — 13th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in Louisiana

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
CHRISTUS Value BronzeCHRISTUS Health Plan$315$10,600$10,600
Signature Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA EligibleHMO Louisiana$317$9,900$10,600
CHRISTUS Value Bronze PlusCHRISTUS Health Plan$328$10,600$10,600
CHRISTUS Standard Expanded BronzeCHRISTUS Health Plan$332$7,500$10,000
Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA EligibleHMO Louisiana$332$9,900$10,600

Showing 5 of 35. See all Louisiana Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
HMO Louisiana14$317$372
Ambetter from Louisiana Healthcare Connections6$345$370
CHRISTUS Health Plan5$315$336
UnitedHealthcare4$408$440
AmeriHealth Caritas Next3$393$412
Blue Cross and Blue Shield of Louisiana3$516$552
Other tiers in Louisiana

How Bronze compares to the rest

Bronze
Avg $393 · from $315
35 plans · you are here
Silver
Avg $540 · from $424
36 plans
Gold
Avg $559 · from $473
29 plans

All LouisianaMarketplace plans →

Nearby on price

States with similar Bronze premiums

Missouri
Avg $392
41 Bronze plans
Wisconsin
Avg $396
120 Bronze plans
Arkansas
Avg $402
14 Bronze plans
Common questions

Louisiana Bronze plans, answered

What are the copays on a Louisiana Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 35 Bronze plans in Louisiana, deductibles average $7,341 and the out-of-pocket maximum averages $10,186. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Louisiana?
Any Louisiana Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a Louisiana Bronze plan?
The average across all 35 Bronze plans in Louisiana is $7,341, with an average out-of-pocket maximum of $10,186. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Louisiana county?
Bronze plans are sold in 64 Louisiana counties, from 6 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Louisiana Marketplace plan?
Louisiana uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Louisiana start at $315 a month before any subsidy.

Stop comparing sticker prices.
See what you would actually pay.

Simplivera simulates a full year of your real costs across all 35 Louisiana Bronze plans.

Estimate my costs — it’s free →