Wisconsin · 2026 plan year

Health insurance plans in Wisconsin

Wisconsin uses the federal Marketplace, with 351 plans across the Bronze, Silver and Gold tiers from up to 12 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.

351
Marketplace plans
12
Insurers
72
Counties covered
$276
Cheapest premium
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Wisconsin Silver premiums rank 13th cheapest of 30.

Averaged across all 127 plans, Silver coverage in Wisconsin costs $517 a month before subsidies — 13th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

By metal tier

The three tiers in Wisconsin, compared

TierPlansInsurersFrom / moAverage / moAvg deductible
Bronze12012$276$396$6,466
Silver12712$411$517$5,182
Gold10412$416$553$2,099
Also available

Catastrophic and other coverage

Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in Wisconsin on the full Wisconsin plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.

Other states

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