SimpliveraCoverage Companion
Arkansas · 2026 plan year

Bronze health insurance plans in Arkansas

There are 14 Bronze plans on the Arkansas Marketplace from 4 insurers, and they are not interchangeable — premiums run from $350 to $474 a month for the same metal tier. Here is what separates them.

14
Bronze plans
4
Insurers
Statewide
Counties covered
$350
Cheapest premium
$6,638
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Arkansas Bronze plan is HSA-eligible.

All 14 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $6,638 in this tier.

Arkansas Bronze premiums rank 15th cheapest of 30.

Averaged across all 14 plans, Bronze coverage in Arkansas costs $402 a month before subsidies — 15th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in Arkansas

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
Octave Bronze Exp StandardizedOctave$350$7,500$10,000
Bronze Exp StandardizedArkansas Blue Cross and Blue Shield$353$7,500$10,000
HA Bronze Exp StandardizedHealth Advantage$362$7,500$10,000
HA Bronze NationalHealth Advantage$373$9,975$9,975
Standard Expanded Bronze (QualChoice)Ambetter from Arkansas Health & Wellness$392$7,500$10,000

Showing 5 of 14. See all Arkansas Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
Ambetter from Arkansas Health & Wellness8$392$423
Arkansas Blue Cross and Blue Shield2$353$380
Health Advantage2$362$368
Octave2$350$374
Other tiers in Arkansas

How Bronze compares to the rest

Bronze
Avg $402 · from $350
14 plans · you are here
Silver
Avg $644 · from $589
17 plans
Gold
Avg $560 · from $506
18 plans

All ArkansasMarketplace plans →

Nearby on price

States with similar Bronze premiums

Wisconsin
Avg $396
120 Bronze plans
South Dakota
Avg $406
21 Bronze plans
Montana
Avg $407
35 Bronze plans
Common questions

Arkansas Bronze plans, answered

What are the copays on a Arkansas Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 14 Bronze plans in Arkansas, deductibles average $6,638 and the out-of-pocket maximum averages $9,866. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Arkansas?
Any Arkansas Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a Arkansas Bronze plan?
The average across all 14 Bronze plans in Arkansas is $6,638, with an average out-of-pocket maximum of $9,866. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Arkansas county?
Bronze plans are sold statewide across Arkansas, from 4 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Arkansas Marketplace plan?
Arkansas uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Arkansas start at $350 a month before any subsidy.

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