Arkansas · 2026 plan year

Health insurance plans in Arkansas

Arkansas uses the federal Marketplace, with 49 plans across the Bronze, Silver and Gold tiers from up to 4 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.

49
Marketplace plans
4
Insurers
Statewide
Counties covered
$350
Cheapest premium
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

One carrier files 67% of Arkansas's Gold plans.

Ambetter from Arkansas Health & Wellness accounts for 12 of the 18 Gold plans in Arkansas. A long plan list can look like a wide choice while most of it resolves to one network and one formulary — worth knowing before you treat plan count as a measure of competition.

By metal tier

The three tiers in Arkansas, compared

TierPlansInsurersFrom / moAverage / moAvg deductible
Bronze144$350$402$6,638
Silver174$589$644$6,529
Gold184$506$560$1,706
Also available

Catastrophic and other coverage

Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in Arkansas on the full Arkansas plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.

Other states

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Simplivera models what each Arkansas plan would actually cost you over twelve months.

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