Health insurance plans in Alabama
Alabama uses the federal Marketplace, with 53 plans across the Bronze, Silver and Gold tiers from up to 4 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.
Alabama Silver premiums rank 14th cheapest of 35.
Averaged across all 21 plans, Silver coverage in Alabama costs $500 a month before subsidies — 14th lowest of the 35 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.
The three tiers in Alabama, compared
Catastrophic and other coverage
Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in Alabama on the full Alabama plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.
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