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South Carolina · 2026 plan year

Bronze health insurance plans in South Carolina (2026)

There are 38 Bronze plans on the South Carolina Marketplace from 4 insurers, and they are not interchangeable — premiums run from $263 to $369 a month for the same metal tier. Here is what separates them.

38
Bronze plans
4
Insurers
36
Counties covered
$263
Cheapest premium
$7,500
Median deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

One carrier files 63% of South Carolina's Bronze plans.

BlueCross BlueShield of South Carolina accounts for 24 of the 38 Bronze plans in South Carolina. A long plan list can look like a wide choice while most of it resolves to one network and one formulary — worth knowing before you treat plan count as a measure of competition.

Bronze coverage does not reach every South Carolina county.

Bronze plans are sold in 36 of the 46 South Carolina counties where Marketplace coverage is available at all. Which plans you can actually buy depends on where you live, so check your ZIP before comparing anything on this page.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Cost

What a Bronze plan costs in South Carolina in 2026

Across all 38 Bronze plans in South Carolina, monthly premiums run from $263 to $369, averaging $312. Those are age-21, non-tobacco rates before any subsidy — the basis every figure on this page uses, and rarely what anyone actually pays. Premium tax credits cut that bill for most South Carolina enrollees, often to a fraction of the sticker price.

Deductibles

Bronze plan deductibles in South Carolina

Bronze deductibles in South Carolina run from $3,850 to $10,600, with a median of $7,500 across the 33 plans with one combined deductible — the amount you pay yourself before the plan starts sharing most costs. The median is the closest thing to a typical plan; the mean sits at $8,262 because the spread is not symmetric. The other 5 set a separate deductible for prescription drugs, so their medical deductible alone would understate what you pay; they are left out of these figures, and the table below shows both deductibles where a plan has two. No single figure is a quote — the table below shows the real deductible on each of the cheapest plans, and the insurer breakdown shows how the range splits by carrier.

Out-of-pocket maximum

Bronze out-of-pocket maximums in South Carolina

Individual out-of-pocket maximums on South Carolina Bronze plans run from $7,300 to $10,600, with a median of $10,000. That is the ceiling on what a plan can make you pay in a year for covered in-network care — after you reach it, the plan pays 100% of covered services. It is the number that matters most in a bad year, and the top of the range here is set by the federal limit that applies to every Marketplace plan, not by the insurer.

Lowest premiums

The cheapest Bronze plans in South Carolina

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
Blue Pee Dee Bronze 2BlueCross BlueShield of South Carolina$263$10,600$10,600
Blue Pee Dee Standard Expanded BronzeBlueCross BlueShield of South Carolina$273$7,500$10,000
Blue Congaree Bronze 2BlueCross BlueShield of South Carolina$275$10,600$10,600
Blue Pee Dee Bronze 1BlueCross BlueShield of South Carolina$275$7,900$9,500
Blue Cooper Bronze 2BlueCross BlueShield of South Carolina$279$10,600$10,600

Showing 5 of 38. See all South Carolina Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier averageDeductible range
BlueCross BlueShield of South Carolina24$263$301$7,200–$10,600
UnitedHealthcare6$321$339$7,500–$10,600
Ambetter from Absolute Total Care5$280$300$7,500–$8,450
First Choice Next3$340$359$3,850–$10,600
Other tiers in South Carolina

How Bronze compares to the rest

Bronze
Avg $312 · from $263
38 plans · you are here
Silver
Avg $431 · from $357
53 plans
Gold
Avg $457 · from $373
34 plans

All South CarolinaMarketplace plans →

Nearby on price

States with similar Bronze premiums

New Hampshire
Avg $313
16 Bronze plans
Iowa
Avg $332
41 Bronze plans
Common questions

South Carolina Bronze plans, answered

What are the copays on South Carolina Bronze plans?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. What the tier does bound is the rest of the cost-sharing: across the 38 Bronze plans in South Carolina, out-of-pocket maximums run $7,300 to $10,600, and deductibles on the 33 plans with one combined deductible run $3,850 to $10,600. The other 5 set a separate deductible for prescription drugs and are not included in the deductible figures. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in South Carolina?
Any South Carolina Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on South Carolina Bronze plans?
Bronze deductibles in South Carolina run from $3,850 to $10,600 across the 33 plans with one combined deductible, with a median of $7,500 — that median is the figure closest to a typical plan. The other 5 set a separate deductible for prescription drugs and are not included in the deductible figures. Out-of-pocket maximums run $7,300 to $10,600. The spread inside a single tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my South Carolina county?
Bronze plans are sold in 36 South Carolina counties, from 4 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Marketplace plan in South Carolina?
South Carolina uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in South Carolina start at $263 a month before any subsidy.

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