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South Carolina · 2026 plan year

Bronze health insurance plans in South Carolina

There are 38 Bronze plans on the South Carolina Marketplace from 4 insurers, and they are not interchangeable — premiums run from $263 to $369 a month for the same metal tier. Here is what separates them.

38
Bronze plans
4
Insurers
36
Counties covered
$263
Cheapest premium
$7,175
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

One carrier files 63% of South Carolina's Bronze plans.

BlueCross BlueShield of South Carolina accounts for 24 of the 38 Bronze plans in South Carolina. A long plan list can look like a wide choice while most of it resolves to one network and one formulary — worth knowing before you treat plan count as a measure of competition.

Bronze coverage does not reach every South Carolina county.

Bronze plans are sold in 36 of the 46 South Carolina counties where Marketplace coverage is available at all. Which plans you can actually buy depends on where you live, so check your ZIP before comparing anything on this page.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in South Carolina

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
Blue Pee Dee Bronze 2BlueCross BlueShield of South Carolina$263$10,600$10,600
Blue Pee Dee Standard Expanded BronzeBlueCross BlueShield of South Carolina$273$7,500$10,000
Blue Congaree Bronze 2BlueCross BlueShield of South Carolina$275$10,600$10,600
Blue Pee Dee Bronze 1BlueCross BlueShield of South Carolina$275$7,900$9,500
Blue Cooper Bronze 2BlueCross BlueShield of South Carolina$279$10,600$10,600

Showing 5 of 38. See all South Carolina Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
BlueCross BlueShield of South Carolina24$263$301
UnitedHealthcare6$321$339
Ambetter from Absolute Total Care5$280$300
First Choice Next3$340$359
Other tiers in South Carolina

How Bronze compares to the rest

Bronze
Avg $312 · from $263
38 plans · you are here
Silver
Avg $431 · from $357
53 plans
Gold
Avg $457 · from $373
34 plans

All South CarolinaMarketplace plans →

Nearby on price

States with similar Bronze premiums

Iowa
Avg $332
41 Bronze plans
North Dakota
Avg $336
18 Bronze plans
Common questions

South Carolina Bronze plans, answered

What are the copays on a South Carolina Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 38 Bronze plans in South Carolina, deductibles average $7,175 and the out-of-pocket maximum averages $10,058. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in South Carolina?
Any South Carolina Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a South Carolina Bronze plan?
The average across all 38 Bronze plans in South Carolina is $7,175, with an average out-of-pocket maximum of $10,058. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my South Carolina county?
Bronze plans are sold in 36 South Carolina counties, from 4 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a South Carolina Marketplace plan?
South Carolina uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in South Carolina start at $263 a month before any subsidy.

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