Bronze health insurance plans in Oregon (2026)
There are 22 Bronze plans on the Oregon Marketplace from 6 insurers, and they are not interchangeable — premiums run from $334 to $419 a month for the same metal tier. Here is what separates them.
Oregon Bronze deductibles run 20% above the national median.
The median Bronze deductible here is $9,000, against a $7,500 median across the 35 states in this tier. A lower premium in this state is more likely to be buying you a higher deductible than it would elsewhere.
Every Oregon Bronze plan is HSA-eligible.
All 22 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, a median of $9,000 in this tier.
Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.
What a Bronze plan costs in Oregon in 2026
Across all 22 Bronze plans in Oregon, monthly premiums run from $334 to $419, averaging $371. Those are age-21, non-tobacco rates before any subsidy — the basis every figure on this page uses, and rarely what anyone actually pays. Premium tax credits cut that bill for most Oregon enrollees, often to a fraction of the sticker price.
Bronze plan deductibles in Oregon
Bronze deductibles in Oregon run from $6,000 to $9,800, with a median of $9,000 across all 22 plans — the amount you pay yourself before the plan starts sharing most costs. The median is the closest thing to a typical plan; the mean sits at $8,400 because the spread is not symmetric. No single figure is a quote — the table below shows the real deductible on each of the cheapest plans, and the insurer breakdown shows how the range splits by carrier.
Bronze out-of-pocket maximums in Oregon
Individual out-of-pocket maximums on Oregon Bronze plans run from $7,100 to $10,600, with a median of $9,200. That is the ceiling on what a plan can make you pay in a year for covered in-network care — after you reach it, the plan pays 100% of covered services. It is the number that matters most in a bad year, and the top of the range here is set by the federal limit that applies to every Marketplace plan, not by the insurer.
The cheapest Bronze plans in Oregon
| Plan | Premium / mo (age 21, pre-subsidy) | Deductible | Out-of-pocket max |
|---|---|---|---|
| Connect 9800 BronzeProvidence Health Plan | $334 | $9,800 | $9,800 |
| Bronze Essential 9000 With 4 Copay No Deductible Office Visits LegacyRegence BlueCross BlueShield of Oregon | $336 | $9,000 | $10,600 |
| Moda Health Affinity Bronze HDHP 7500Moda Health Plan, Inc. | $341 | $7,500 | $7,500 |
| Moda Health Affinity Bronze 8000Moda Health Plan, Inc. | $346 | $8,000 | $9,250 |
| Moda Health Affinity Bronze 9000Moda Health Plan, Inc. | $346 | $9,000 | $9,500 |
Showing 5 of 22. See all Oregon Bronze plans →
Bronze plans by insurer
| Insurer | Bronze plans | Cheapest | Tier average | Deductible range |
|---|---|---|---|---|
| Regence BlueCross BlueShield of Oregon | 6 | $336 | $372 | $7,000–$9,200 |
| Providence Health Plan | 5 | $334 | $380 | $7,500–$9,800 |
| Moda Health Plan, Inc. | 4 | $341 | $345 | $7,500–$9,200 |
| Kaiser Permanente | 3 | $358 | $362 | $6,000–$9,200 |
| PacificSource Health Plans | 3 | $374 | $387 | $7,500–$9,200 |
| BridgeSpan Health Company | 1 | $410 | $410 | $9,200 |
How Bronze compares to the rest
States with similar Bronze premiums
Oregon Bronze plans, answered
What are the copays on Oregon Bronze plans?
Who is eligible for a Bronze plan in Oregon?
What is the deductible on Oregon Bronze plans?
Are Bronze plans available in my Oregon county?
When can I enroll in a Marketplace plan in Oregon?
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