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Oregon · 2026 plan year

Bronze health insurance plans in Oregon

There are 22 Bronze plans on the Oregon Marketplace from 6 insurers, and they are not interchangeable — premiums run from $334 to $419 a month for the same metal tier. Here is what separates them.

22
Bronze plans
6
Insurers
18
Counties covered
$334
Cheapest premium
$8,400
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Oregon Bronze deductibles run 25% above the national median.

The average Bronze deductible here is $8,400, against a $6,710 median across the 30 states in this tier. A lower premium in this state is more likely to be buying you a higher deductible than it would elsewhere.

Every Oregon Bronze plan is HSA-eligible.

All 22 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $8,400 in this tier.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in Oregon

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
Connect 9800 BronzeProvidence Health Plan$334$9,800$9,800
Bronze Essential 9000 With 4 Copay No Deductible Office Visits LegacyRegence BlueCross BlueShield of Oregon$336$9,000$10,600
Moda Health Affinity Bronze HDHP 7500Moda Health Plan, Inc.$341$7,500$7,500
Moda Health Affinity Bronze 8000Moda Health Plan, Inc.$346$8,000$9,250
Moda Health Affinity Bronze 9000Moda Health Plan, Inc.$346$9,000$9,500

Showing 5 of 22. See all Oregon Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
Regence BlueCross BlueShield of Oregon6$336$372
Providence Health Plan5$334$380
Moda Health Plan, Inc.4$341$345
Kaiser Permanente3$358$362
PacificSource Health Plans3$374$387
BridgeSpan Health Company1$410$410
Other tiers in Oregon

How Bronze compares to the rest

Bronze
Avg $371 · from $334
22 plans · you are here
Silver
Avg $435 · from $395
19 plans
Gold
Avg $516 · from $443
18 plans

All OregonMarketplace plans →

Nearby on price

States with similar Bronze premiums

Ohio
Avg $367
65 Bronze plans
Alabama
Avg $372
18 Bronze plans
Missouri
Avg $392
41 Bronze plans
Common questions

Oregon Bronze plans, answered

What are the copays on a Oregon Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 22 Bronze plans in Oregon, deductibles average $8,400 and the out-of-pocket maximum averages $9,075. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Oregon?
Any Oregon Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a Oregon Bronze plan?
The average across all 22 Bronze plans in Oregon is $8,400, with an average out-of-pocket maximum of $9,075. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Oregon county?
Bronze plans are sold in 18 Oregon counties, from 6 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Oregon Marketplace plan?
Oregon uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Oregon start at $334 a month before any subsidy.

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