SimpliveraCoverage Companion
Indiana · 2026 plan year

Bronze health insurance plans in Indiana

There are 24 Bronze plans on the Indiana Marketplace from 4 insurers, and they are not interchangeable — premiums run from $294 to $438 a month for the same metal tier. Here is what separates them.

24
Bronze plans
4
Insurers
85
Counties covered
$294
Cheapest premium
$6,863
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Indiana Bronze plan is HSA-eligible.

All 24 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $6,863 in this tier.

Indiana Bronze premiums rank 5th cheapest of 30.

Averaged across all 24 plans, Bronze coverage in Indiana costs $343 a month before subsidies — 5th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in Indiana

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives)Anthem Blue Cross and Blue Shield$294$10,150$10,150
Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Anthem Blue Cross and Blue Shield$300$10,150$10,150
Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Anthem Blue Cross and Blue Shield$306$5,500$10,150
Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Anthem Blue Cross and Blue Shield$312$4,500$10,150
Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Anthem Blue Cross and Blue Shield$313$7,500$10,000

Showing 5 of 24. See all Indiana Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
Cigna Healthcare8$319$335
Anthem Blue Cross and Blue Shield7$294$309
CareSource5$339$350
UnitedHealthcare4$381$411
Other tiers in Indiana

How Bronze compares to the rest

Bronze
Avg $343 · from $294
24 plans · you are here
Silver
Avg $421 · from $344
30 plans
Gold
Avg $573 · from $446
23 plans

All IndianaMarketplace plans →

Nearby on price

States with similar Bronze premiums

Michigan
Avg $338
40 Bronze plans
Utah
Avg $349
14 Bronze plans
New Hampshire
Avg $357
28 Bronze plans
Common questions

Indiana Bronze plans, answered

What are the copays on a Indiana Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 24 Bronze plans in Indiana, deductibles average $6,863 and the out-of-pocket maximum averages $9,977. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Indiana?
Any Indiana Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a Indiana Bronze plan?
The average across all 24 Bronze plans in Indiana is $6,863, with an average out-of-pocket maximum of $9,977. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Indiana county?
Bronze plans are sold in 85 Indiana counties, from 4 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Indiana Marketplace plan?
Indiana uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Indiana start at $294 a month before any subsidy.

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