Health insurance plans in South Carolina
South Carolina uses the federal Marketplace, with 125 plans across the Bronze, Silver and Gold tiers from up to 6 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.
One carrier files 60% of South Carolina's Silver plans.
BlueCross BlueShield of South Carolina accounts for 32 of the 53 Silver plans in South Carolina. A long plan list can look like a wide choice while most of it resolves to one network and one formulary — worth knowing before you treat plan count as a measure of competition.
The three tiers in South Carolina, compared
Catastrophic and other coverage
Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in South Carolina on the full South Carolina plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.
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