Health insurance plans in Indiana
Indiana uses the federal Marketplace, with 77 plans across the Bronze, Silver and Gold tiers from up to 5 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.
Indiana Silver premiums rank 1st cheapest of 30.
Averaged across all 30 plans, Silver coverage in Indiana costs $421 a month before subsidies — 1st lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.
The three tiers in Indiana, compared
Catastrophic and other coverage
Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in Indiana on the full Indiana plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.
Compare another state
Premiums are only half the bill.
See your whole year.
Simplivera models what each Indiana plan would actually cost you over twelve months.
Estimate my costs — it’s free →