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Ohio · 2026 plan year

Bronze health insurance plans in Ohio

There are 65 Bronze plans on the Ohio Marketplace from 11 insurers, and they are not interchangeable — premiums run from $278 to $522 a month for the same metal tier. Here is what separates them.

65
Bronze plans
11
Insurers
88
Counties covered
$278
Cheapest premium
$7,196
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Ohio Bronze plan is HSA-eligible.

All 65 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $7,196 in this tier.

Ohio Bronze premiums rank 9th cheapest of 30.

Averaged across all 65 plans, Bronze coverage in Ohio costs $367 a month before subsidies — 9th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in Ohio

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
Bronze Classic StandardOscar Health Insurance$278$7,500$10,000
Bronze Classic 4700Oscar Health Insurance$282$4,700$10,150
Bronze Simple DiabetesOscar Health Insurance$284$5,500$10,150
Bronze Simple Breathe Easy with Enhanced COPD BenefitsOscar Health Insurance$286$5,500$10,150
Bronze Simple Chronic Care CKMOscar Health Insurance$288$5,500$10,150

Showing 5 of 65. See all Ohio Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
Paramount10$382$416
Molina Healthcare8$335$344
Ambetter from Buckeye Health Plan6$331$346
Oscar Health Insurance6$278$287
Oscar Insurance Corporation of Ohio6$502$514
SummaCare6$318$336
Anthem Blue Cross and Blue Shield5$324$339
Antidote Health Plan of Ohio, Inc.5$302$319
UnitedHealthcare5$385$412
CareSource4$346$352
MedMutual4$304$313
Other tiers in Ohio

How Bronze compares to the rest

Bronze
Avg $367 · from $278
65 plans · you are here
Silver
Avg $462 · from $377
69 plans
Gold
Avg $536 · from $377
55 plans

All OhioMarketplace plans →

Nearby on price

States with similar Bronze premiums

Hawaii
Avg $366
4 Bronze plans
Oregon
Avg $371
22 Bronze plans
Alabama
Avg $372
18 Bronze plans
Common questions

Ohio Bronze plans, answered

What are the copays on a Ohio Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 65 Bronze plans in Ohio, deductibles average $7,196 and the out-of-pocket maximum averages $10,037. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Ohio?
Any Ohio Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a Ohio Bronze plan?
The average across all 65 Bronze plans in Ohio is $7,196, with an average out-of-pocket maximum of $10,037. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Ohio county?
Bronze plans are sold in 88 Ohio counties, from 11 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Ohio Marketplace plan?
Ohio uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Ohio start at $278 a month before any subsidy.

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