Medicare Advantage HMO plans in New Mexico
There are 25 Medicare Advantage HMO plans in New Mexico from 7 carriers, averaging 3.58 out of 5 stars across the 13 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 25 HMO plans in New Mexico that publish one, the in-network out-of-pocket maximum has a median of $6,150 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $6,716, which sits above the median — the spread is not symmetric, so the median is the better guide.
52% of New Mexico's HMO plans are Special Needs Plans.
13 of 25 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
12 of New Mexico's HMO plans carry no star rating yet.
CMS rates a contract, not a plan, and does not rate one that is too new or has too little data — so 12 plans here shows no rating at all. Unrated is not the same as badly rated; it usually means a new contract, and those plans have to be judged on benefits and network instead.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in New Mexico
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · Chronic or Disabling Condition SNP | 4.5★ | $3,250 | $0 |
| Humana Gold Plus H0028-019 (HMO)Humana | 4.5★ | $3,800 | $0 |
| Humana Total Complete (HMO)Humana | 4.5★ | $3,800 | $0 |
| AARP Medicare Advantage from UHC NM-0009 (HMO-POS)UnitedHealthcare | 4★ | $6,700 | $0 |
| AARP Medicare Advantage from UHC NM-0010 (HMO-POS)UnitedHealthcare | 4★ | $6,700 | $0 |
Showing 5 of 25. See all New MexicoMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Devoted HealthDevoted Health, Inc. | 11 | — | 5 |
| HumanaHumana Inc. | 4 | 4.5 | 2 |
| Blue Cross and Blue Shield of IL, NMHealth Care Service Corporation | 3 | 3.0 | 2 |
| Presbyterian Health PlanPresbyterian Healthcare Services | 3 | 3.0 | 3 |
| UnitedHealthcareUnitedHealth Group, Inc. | 2 | 4.0 | — |
| HealthSpringHealth Care Service Corporation | 1 | 2.5 | — |
| Molina Healthcare of New MexicoMolina Healthcare, Inc. | 1 | — | 1 |
How HMO compares
States with similar HMO star ratings
New Mexico Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in New Mexico?
What are the star ratings for New Mexico HMO plans?
How many Medicare Advantage HMO plans are available in New Mexico?
Do New Mexico HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in New Mexico?
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