New Mexico · 2027 plan year

Medicare Advantage plans in New Mexico

New Mexico has 61 Medicare Advantage plans from 7 carriers, averaging 3.87 out of 5 stars across the 49 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

61
Medicare Advantage plans
7
Carriers
33
Counties covered
3.9
Avg stars (49 of 61 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

Only two insurers sell Medicare Advantage PPO plans in New Mexico.

All 36 PPO plans here come from UnitedHealthcare and Humana. With the field this narrow, the decision is mostly about which plan design inside that network fits your care — so start by confirming your doctors and hospitals are in it.

By plan type

HMO and PPO in New Mexico, compared

Plan typePlansCarriersAvg starsMedian out-of-pocket max
HMO→2573.58$6,150
PPO→3623.97$6,050
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full New Mexico plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
Your care is the rest.

Simplivera scores every New Mexico plan against how much care you actually expect to use.

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