Medicare Advantage PPO plans in New Mexico
There are 36 Medicare Advantage PPO plans in New Mexico from 2 carriers, averaging 3.97 out of 5 stars across the 36 plans CMS has rated. 80% of those with a published premium charge $0 a month (29 of 36); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 36 PPO plans in New Mexico that publish one, the in-network out-of-pocket maximum has a median of $6,050 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $6,811, which sits above the median — the spread is not symmetric, so the median is the better guide.
Only two insurers sell Medicare Advantage PPO plans in New Mexico.
All 36 PPO plans here come from UnitedHealthcare and Humana. With the field this narrow, the decision is mostly about which plan design inside that network fits your care — so start by confirming your doctors and hospitals are in it.
UnitedHealthcare files 78% of New Mexico's PPO plans.
28 of the 36 PPO plans in New Mexico come from a single carrier. Plan counts can make a market look wider than it is — these are counted by the carrier's consumer brand, so plans filed through different legal entities of the same company are grouped together rather than appearing as separate competitors.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in New Mexico
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Full Access (PPO)Humana | 4.5★ | $3,900 | $60 |
| HumanaChoice H7617-068 (PPO)Humana | 4.5★ | $4,900 | $20 |
| UHC Complete Care NM-11 (PPO C-SNP)UnitedHealthcare · Chronic or Disabling Condition SNP | 4.5★ | $4,900 | $0 |
| UHC Complete Care Support EP-1A (PPO C-SNP)UnitedHealthcare · Chronic or Disabling Condition SNP | 4.5★ | $9,850 | $0 |
| UHC Complete Care Support NM-1A (PPO C-SNP)UnitedHealthcare · Chronic or Disabling Condition SNP | 4.5★ | $9,850 | $0 |
Showing 5 of 36. See all New MexicoMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 28 | 3.9 | 8 |
| HumanaHumana Inc. | 8 | 4.1 | 1 |
How PPO compares
States with similar PPO star ratings
New Mexico Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in New Mexico?
What are the star ratings for New Mexico PPO plans?
How many Medicare Advantage PPO plans are available in New Mexico?
Do New Mexico PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in New Mexico?
A $0 premium is not the whole cost.
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