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Kansas · 2026 plan year

Medicare Advantage HMO plans in Kansas

There are 43 Medicare Advantage HMO plans in Kansas from 7 carriers, averaging 3.83 out of 5 stars across the 42 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.

43
HMO plans
7
Carriers
99
Counties covered
3.8
Avg stars (42 of 43 rated)
$6,165
Avg out-of-pocket max
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

Every HMO plan in Kansas with a published premium costs $0 a month.

A $0 premium is normal for Medicare Advantage and does not mean the plan is free — you still pay the Part B premium to Medicare, plus copays and coinsurance as you use care. The out-of-pocket maximum, which averages $6,165 here, is the number that caps a bad year.

Kansas HMO plans rank 23rd of 49 on star rating.

Across the 42 rated plans here the average overall rating is 3.83 stars, 23rd highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated HMO plans in Kansas

PlanStarsOut-of-pocket maxPremium / mo
Kansas Health Advantage (HMO I-SNP)Kansas Health Advantage · Institutional SNP4.5★$9,250$0
Kansas Health Advantage Choice (HMO I-SNP)Kansas Health Advantage · Institutional SNP4.5★$9,250$0
AARP Medicare Advantage from UHC KS-0002 (HMO-POS)UnitedHealthcare4★$3,500$0
AARP Medicare Advantage from UHC KC-0003 (HMO-POS)UnitedHealthcare4★$3,800$0
AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS)UnitedHealthcare4★$3,900$0

Showing 5 of 43. See all KansasMedicare Advantage plans →

Who sells here

HMO plans by carrier

CarrierPlansAvg starsSNPs
Aetna MedicareCVS Health Corporation154.02
UnitedHealthcareUnitedHealth Group, Inc.134.04
HumanaHumana Inc.73.62
Wellcare By AllwellCentene Corporation33.02
Cigna HealthCareHealth Care Service Corporation23.0—
Kansas Health AdvantageKansas Superior Select24.52
Healthy BlueElevance Health, Inc.1—1
Other plan types in Kansas

How HMO compares

HMO
3.8★ avg · 7 carriers
43 plans · you are here
PPO
3.6★ avg · 7 carriers
34 plans

All KansasMedicare Advantage plans →

Nearby on quality

States with similar HMO star ratings

Michigan
3.85★ average
114 HMO plans
Arkansas
3.82★ average
47 HMO plans
Wisconsin
3.77★ average
68 HMO plans
Common questions

Kansas Medicare Advantage HMO plans, answered

How much do Medicare Advantage HMO plans cost in Kansas?
Of the Kansas HMO plans with a published premium, 100% charge $0 a month. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the in-network out-of-pocket maximum, which averages $6,165 across these plans.
What are the star ratings for Kansas HMO plans?
The 42 rated HMO plans in Kansas average 3.83 out of 5 stars, with 31 rating 4 or better. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage HMO plans are available in Kansas?
There are 43 HMO plans from 7 carriers, sold across 99 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 13 of them are Special Needs Plans with extra eligibility rules (see below).
Do Kansas HMO plans include prescription drug coverage?
43 of the 43 HMO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage and there is no separate drug premium for it — the plan premium covers both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Kansas?
13 of the 43 HMO plans in Kansas are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Kansas Medicare Advantage plans.

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