Medicare Advantage HMO plans in Rhode Island
There are 16 Medicare Advantage HMO plans in Rhode Island from 4 carriers, averaging 3.57 out of 5 stars across the 14 plans CMS has rated. 43% of those with a published premium charge $0 a month (7 of 16); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 16 HMO plans in Rhode Island that publish one, the in-network out-of-pocket maximum has a median of $6,525 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,209, which sits above the median — the spread is not symmetric, so the median is the better guide.
44% of Rhode Island's HMO plans are Special Needs Plans.
7 of 16 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Rhode Island HMO plans rank 39th of 49 on star rating.
Across the 14 rated plans here the average overall rating is 3.57 stars, 39th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Rhode Island
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| AARP Medicare Advantage from UHC RI-0001 (HMO-POS)UnitedHealthcare | 4★ | $5,400 | $48 |
| UHC Complete Care RI-4 (HMO-POS C-SNP)UnitedHealthcare · Chronic or Disabling Condition SNP | 4★ | $5,900 | $0 |
| AARP Medicare Advantage Patriot No Rx RI-MA01 (HMO-POS)UnitedHealthcare | 4★ | $6,200 | $0 |
| AARP Medicare Advantage from UHC RI-0002 (HMO-POS)UnitedHealthcare | 4★ | $6,300 | $0 |
| UHC Dual Advantage RI-V1 (HMO-POS D-SNP)UnitedHealthcare · Dual-Eligible SNP | 3.5★ | $4,900 | $0.40 |
Showing 5 of 16. See all Rhode IslandMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 7 | 3.7 | 4 |
| Blue Cross & Blue Shield of Rhode Island | 6 | 3.5 | 1 |
| Neighborhood Health Plan of Rhode IslandNEIGHBORHOOD HEALTH PLAN OF RHODE ISLAND | 2 | — | 2 |
| Aetna MedicareCVS Health Corporation | 1 | 3.0 | — |
How HMO compares
States with similar HMO star ratings
Rhode Island Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Rhode Island?
What are the star ratings for Rhode Island HMO plans?
How many Medicare Advantage HMO plans are available in Rhode Island?
Do Rhode Island HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Rhode Island?
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