SimpliveraCoverage Companion
Utah · 2026 plan year

Bronze health insurance plans in Utah

There are 14 Bronze plans on the Utah Marketplace from 5 insurers, and they are not interchangeable — premiums run from $319 to $430 a month for the same metal tier. Here is what separates them.

14
Bronze plans
5
Insurers
28
Counties covered
$319
Cheapest premium
$6,671
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Utah Bronze plan is HSA-eligible.

All 14 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $6,671 in this tier.

Utah Bronze premiums rank 6th cheapest of 30.

Averaged across all 14 plans, Bronze coverage in Utah costs $349 a month before subsidies — 6th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in Utah

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
Value Expanded Bronze 6900 Medical DeductibleSelect Health$319$6,900$10,000
Bronze Essential 9000 Deductible With 4 Copay No Deductible Office VisitsRegence BlueCross BlueShield of Utah$321$9,000$10,600
U Health Plus BronzeUniversity of Utah Health Plans$328$9,000$9,200
Bronze 8000Regence BlueCross BlueShield of Utah$333$8,000$10,600
Value Benchmark Expanded Bronze Select Copay PlanSelect Health$334$0$10,500

Showing 5 of 14. See all Utah Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
Regence BlueCross BlueShield of Utah4$321$339
Select Health4$319$365
University of Utah Health Plans4$328$343
BridgeSpan Health Company1$350$350
Imperial Health Plan of the Southwest, Inc.1$342$342
Other tiers in Utah

How Bronze compares to the rest

Bronze
Avg $349 · from $319
14 plans · you are here
Silver
Avg $492 · from $378
21 plans
Gold
Avg $527 · from $437
18 plans

All UtahMarketplace plans →

Nearby on price

States with similar Bronze premiums

Indiana
Avg $343
24 Bronze plans
New Hampshire
Avg $357
28 Bronze plans
Hawaii
Avg $366
4 Bronze plans
Common questions

Utah Bronze plans, answered

What are the copays on a Utah Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 14 Bronze plans in Utah, deductibles average $6,671 and the out-of-pocket maximum averages $9,871. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Utah?
Any Utah Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a Utah Bronze plan?
The average across all 14 Bronze plans in Utah is $6,671, with an average out-of-pocket maximum of $9,871. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Utah county?
Bronze plans are sold in 28 Utah counties, from 5 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Utah Marketplace plan?
Utah uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Utah start at $319 a month before any subsidy.

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