Health insurance plans in Utah
Utah uses the federal Marketplace, with 53 plans across the Bronze, Silver and Gold tiers from up to 6 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.
Utah Silver deductibles run 19% above the national median.
The average Silver deductible here is $5,824, against a $4,899 median across the 30 states in this tier. A lower premium in this state is more likely to be buying you a higher deductible than it would elsewhere.
The three tiers in Utah, compared
Catastrophic and other coverage
Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in Utah on the full Utah plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.
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