SimpliveraCoverage Companion
Delaware · 2026 plan year

Bronze health insurance plans in Delaware

There are 13 Bronze plans on the Delaware Marketplace from 3 insurers, and they are not interchangeable — premiums run from $424 to $510 a month for the same metal tier. Here is what separates them.

13
Bronze plans
3
Insurers
Statewide
Counties covered
$424
Cheapest premium
$6,812
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Delaware Bronze plan is HSA-eligible.

All 13 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $6,812 in this tier.

Delaware Bronze premiums rank 25th cheapest of 30.

Averaged across all 13 plans, Bronze coverage in Delaware costs $463 a month before subsidies — 25th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in Delaware

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
AmeriHealth Caritas Next Bronze Essential + No ReferralsAmeriHealth Caritas Next$424$10,600$10,600
Everyday BronzeAmbetter Health of Delaware$437$8,450$10,150
Standard Expanded BronzeAmbetter Health of Delaware$439$7,500$10,000
AmeriHealth Caritas Next Bronze Signature + No ReferralsAmeriHealth Caritas Next$450$7,500$10,000
my Blue Access Select PPO Bronze 9200Highmark Blue Cross Blue Shield Delaware$452$9,200$9,200

Showing 5 of 13. See all Delaware Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
Ambetter Health of Delaware6$437$456
Highmark Blue Cross Blue Shield Delaware4$452$486
AmeriHealth Caritas Next3$424$445
Other tiers in Delaware

How Bronze compares to the rest

Bronze
Avg $463 · from $424
13 plans · you are here
Silver
Avg $594 · from $536
10 plans
Gold
Avg $605 · from $569
14 plans

All DelawareMarketplace plans →

Nearby on price

States with similar Bronze premiums

Arizona
Avg $462
65 Bronze plans
Mississippi
Avg $476
18 Bronze plans
Nebraska
Avg $500
54 Bronze plans
Common questions

Delaware Bronze plans, answered

What are the copays on a Delaware Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 13 Bronze plans in Delaware, deductibles average $6,812 and the out-of-pocket maximum averages $9,738. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Delaware?
Any Delaware Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a Delaware Bronze plan?
The average across all 13 Bronze plans in Delaware is $6,812, with an average out-of-pocket maximum of $9,738. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Delaware county?
Bronze plans are sold statewide across Delaware, from 3 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Delaware Marketplace plan?
Delaware uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Delaware start at $424 a month before any subsidy.

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