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Delaware · 2026 plan year

Bronze health insurance plans in Delaware (2026)

There are 13 Bronze plans on the Delaware Marketplace from 3 insurers, and they are not interchangeable — premiums run from $424 to $510 a month for the same metal tier. Here is what separates them.

13
Bronze plans
3
Insurers
Statewide
Counties covered
$424
Cheapest premium
$7,500
Median deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Delaware Bronze plan is HSA-eligible.

All 13 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, a median of $7,500 in this tier.

Delaware Bronze premiums rank 29th cheapest of 35.

Averaged across all 13 plans, Bronze coverage in Delaware costs $463 a month before subsidies — 29th lowest of the 35 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Cost

What a Bronze plan costs in Delaware in 2026

Across all 13 Bronze plans in Delaware, monthly premiums run from $424 to $510, averaging $463. Those are age-21, non-tobacco rates before any subsidy — the basis every figure on this page uses, and rarely what anyone actually pays. Premium tax credits cut that bill for most Delaware enrollees, often to a fraction of the sticker price.

Deductibles

Bronze plan deductibles in Delaware

Bronze deductibles in Delaware run from $3,800 to $10,600, with a median of $7,500 across all 13 plans — the amount you pay yourself before the plan starts sharing most costs. The median is the closest thing to a typical plan; the mean sits at $6,812 because the spread is not symmetric. No single figure is a quote — the table below shows the real deductible on each of the cheapest plans, and the insurer breakdown shows how the range splits by carrier.

Out-of-pocket maximum

Bronze out-of-pocket maximums in Delaware

Individual out-of-pocket maximums on Delaware Bronze plans run from $8,050 to $10,600, with a median of $10,000. That is the ceiling on what a plan can make you pay in a year for covered in-network care — after you reach it, the plan pays 100% of covered services. It is the number that matters most in a bad year, and the top of the range here is set by the federal limit that applies to every Marketplace plan, not by the insurer.

Lowest premiums

The cheapest Bronze plans in Delaware

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
AmeriHealth Caritas Next Bronze Essential + No ReferralsAmeriHealth Caritas Next$424$10,600$10,600
Everyday BronzeAmbetter Health of Delaware$437$8,450$10,150
Standard Expanded BronzeAmbetter Health of Delaware$439$7,500$10,000
AmeriHealth Caritas Next Bronze Signature + No ReferralsAmeriHealth Caritas Next$450$7,500$10,000
my Blue Access Select PPO Bronze 9200Highmark Blue Cross Blue Shield Delaware$452$9,200$9,200

Showing 5 of 13. See all Delaware Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier averageDeductible range
Ambetter Health of Delaware6$437$456$5,200–$8,450
Highmark Blue Cross Blue Shield Delaware4$452$486$3,800–$9,200
AmeriHealth Caritas Next3$424$445$3,850–$10,600
Other tiers in Delaware

How Bronze compares to the rest

Bronze
Avg $463 · from $424
13 plans · you are here
Silver
Avg $594 · from $536
10 plans
Gold
Avg $605 · from $569
14 plans

All DelawareMarketplace plans →

Nearby on price

States with similar Bronze premiums

Arizona
Avg $462
65 Bronze plans
Mississippi
Avg $476
18 Bronze plans
Nebraska
Avg $500
54 Bronze plans
Common questions

Delaware Bronze plans, answered

What are the copays on Delaware Bronze plans?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. What the tier does bound is the rest of the cost-sharing: across the 13 Bronze plans in Delaware, out-of-pocket maximums run $8,050 to $10,600, and deductibles on all 13 plans run $3,800 to $10,600. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Delaware?
Any Delaware Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on Delaware Bronze plans?
Bronze deductibles in Delaware run from $3,800 to $10,600 across all 13 plans, with a median of $7,500 — that median is the figure closest to a typical plan. Out-of-pocket maximums run $8,050 to $10,600. The spread inside a single tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Delaware county?
Bronze plans are sold statewide across Delaware, from 3 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Marketplace plan in Delaware?
Delaware uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Delaware start at $424 a month before any subsidy.

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