SimpliveraCoverage Companion
Mississippi · 2026 plan year

Bronze health insurance plans in Mississippi

There are 18 Bronze plans on the Mississippi Marketplace from 4 insurers, and they are not interchangeable — premiums run from $441 to $532 a month for the same metal tier. Here is what separates them.

18
Bronze plans
4
Insurers
75
Counties covered
$441
Cheapest premium
$6,278
Average deductible
These are benchmark premiums, not your price. Every dollar figure here is the individual rate at age 21 for a non-tobacco user, before any premium tax credit — the standard way plans are compared like for like. What you actually pay depends on your age, county, household and income. Estimate your real cost.

Every Mississippi Bronze plan is HSA-eligible.

All 18 Bronze plans here meet the IRS high-deductible rules, so any of them can be paired with a health savings account — letting you set aside pre-tax money against the deductible, which averages $6,278 in this tier.

Mississippi Bronze premiums rank 26th cheapest of 30.

Averaged across all 18 plans, Bronze coverage in Mississippi costs $476 a month before subsidies — 26th lowest of the 30 states with federal-marketplace data. Premiums vary far more by county and age than this single number suggests.

Metal tiers describe roughly what share of covered costs a plan pays, not the quality of its care or network. How the metal tiers actually differ walks through the trade, and how ACA subsidies work explains why the prices below are rarely what anyone pays.

Lowest premiums

The cheapest Bronze plans in Mississippi

PlanPremium / mo (age 21, pre-subsidy)DeductibleOut-of-pocket max
UHC Bronze Essential (No Referrals)UnitedHealthcare$441$10,600$10,600
Connect Bronze 8500 Indiv Med DeductibleCigna Healthcare$442$8,500$10,600
Connect Bronze 6500 Indiv Med DeductibleCigna Healthcare$443$6,500$10,600
Connect Bronze CMS StandardCigna Healthcare$448$7,500$10,000
Connect myDiabetesCare BronzeCigna Healthcare$449$5,500$10,150

Showing 5 of 18. See all Mississippi Bronze plans →

Who sells here

Bronze plans by insurer

InsurerBronze plansCheapestTier average
Ambetter from Magnolia Health6$473$496
UnitedHealthcare5$441$480
Cigna Healthcare4$442$446
Oscar Health Plan, Inc.3$451$467
Other tiers in Mississippi

How Bronze compares to the rest

Bronze
Avg $476 · from $441
18 plans · you are here
Silver
Avg $543 · from $468
16 plans
Gold
Avg $703 · from $635
14 plans

All MississippiMarketplace plans →

Nearby on price

States with similar Bronze premiums

Delaware
Avg $463
13 Bronze plans
Nebraska
Avg $500
54 Bronze plans
Alaska
Avg $540
6 Bronze plans
Common questions

Mississippi Bronze plans, answered

What are the copays on a Mississippi Bronze plan?
Copays vary plan by plan rather than by tier — the metal level sets roughly what share of total care costs the plan covers, not the individual amounts. Across the 18 Bronze plans in Mississippi, deductibles average $6,278 and the out-of-pocket maximum averages $9,928. Open any plan below to see its full cost-sharing schedule, including primary care, specialist and prescription tiers.
Who is eligible for a Bronze plan in Mississippi?
Any Mississippi Marketplace shopper can choose Bronze. It carries the lowest premiums and the highest deductibles, and it is the tier most often paired with a health savings account. One trade-off worth knowing: choosing Bronze rather than Silver forfeits cost-sharing reductions entirely if your income would have qualified you for them.
What is the deductible on a Mississippi Bronze plan?
The average across all 18 Bronze plans in Mississippi is $6,278, with an average out-of-pocket maximum of $9,928. The range within the tier is wide, so two plans at a similar premium can differ by thousands in what you would actually pay during a year with significant care. Deductible is usually a better basis for comparison than premium alone.
Are Bronze plans available in my Mississippi county?
Bronze plans are sold in 75 Mississippi counties, from 4 insurers. Which specific plans you can buy depends on where you live — a plan offered in a metro county is often not sold in a rural one. Enter your ZIP code to narrow the list to plans actually available to you.
When can I enroll in a Mississippi Marketplace plan?
Mississippi uses the federal Marketplace, so open enrollment runs November 1 to January 15. Outside that window you need a qualifying life event — losing job-based coverage, moving, marriage, or a birth — to open a special enrollment period. Cheapest Bronze premiums in Mississippi start at $441 a month before any subsidy.

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