Health insurance plans in Delaware
Delaware uses the federal Marketplace, with 37 plans across the Bronze, Silver and Gold tiers from up to 3 insurers. Which tier suits you depends far more on how much care you expect to use than on the premium alone.
Delaware Gold deductibles run 23% below the national median.
The average Gold deductible here is $1,282, against a $1,660 median across the 30 states in this tier. Deductibles here are comparatively low, so premium differences between plans matter proportionally more.
The three tiers in Delaware, compared
Catastrophic and other coverage
Some states also offer Catastrophic plans, which carry very low premiums and very high deductibles and are limited to people under 30 or those with a hardship exemption. They are a small share of the market and are not broken out into their own page here — you can find any available in Delaware on the full Delaware plan list. Platinum plans are rare on the federal Marketplace and are absent from most states.
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