Medicare Advantage HMO plans in Idaho
There are 28 Medicare Advantage HMO plans in Idaho from 7 carriers, averaging 3.48 out of 5 stars across the 21 plans CMS has rated. 28% of those with a published premium charge $0 a month (8 of 28); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 28 HMO plans in Idaho that publish one, the in-network out-of-pocket maximum has a median of $6,700 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,008, which sits above the median — the spread is not symmetric, so the median is the better guide.
7 of Idaho's HMO plans carry no star rating yet.
CMS rates a contract, not a plan, and does not rate one that is too new or has too little data — so 7 plans here shows no rating at all. Unrated is not the same as badly rated; it usually means a new contract, and those plans have to be judged on benefits and network instead.
Idaho HMO plans rank 41st of 49 on star rating.
Across the 21 rated plans here the average overall rating is 3.48 stars, 41st highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Idaho
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| AARP Medicare Advantage from UHC ID-0005 (HMO-POS)UnitedHealthcare | 4★ | $6,300 | $65 |
| Humana Gold Plus H2486-005 (HMO)Humana | 4★ | $6,520 | $0 |
| Humana Total Complete (HMO)Humana | 4★ | $6,660 | $0 |
| AARP Medicare Advantage from UHC ID-0006 (HMO-POS)UnitedHealthcare | 4★ | $6,700 | $64 |
| AARP Medicare Advantage from UHC ID-0007 (HMO-POS)UnitedHealthcare | 4★ | $6,700 | $77 |
Showing 5 of 28. See all IdahoMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 11 | 4.0 | 5 |
| Blue Cross of IdahoGemstone Holdings, Inc. | 7 | 3.0 | — |
| St. Luke's Health PlanSt. Luke's Health System, Inc. | 3 | — | — |
| HumanaHumana Inc. | 2 | 4.0 | — |
| Molina Healthcare of Utah & IdahoMolina Healthcare, Inc. | 2 | 3.0 | 2 |
| PacificSource MedicarePacificSource | 2 | 3.0 | — |
| American Health Advantage of UtahMitchell Family Office | 1 | — | 1 |
How HMO compares
States with similar HMO star ratings
Idaho Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Idaho?
What are the star ratings for Idaho HMO plans?
How many Medicare Advantage HMO plans are available in Idaho?
Do Idaho HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Idaho?
A $0 premium is not the whole cost.
See what a year really looks like.
Simplivera models your actual annual costs across Idaho Medicare Advantage plans.
Estimate my costs — it’s free →