Medicare Advantage PPO plans in Rhode Island
There are 6 Medicare Advantage PPO plans in Rhode Island from 2 carriers, averaging 4.00 out of 5 stars across the 6 plans CMS has rated. 50% of those with a published premium charge $0 a month (3 of 6); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 6 PPO plans in Rhode Island that publish one, the in-network out-of-pocket maximum has a median of $7,150 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $8,050, which sits above the median — the spread is not symmetric, so the median is the better guide.
Rhode Island has 1 five-star Medicare Advantage PPO plan.
Of the 6 PPO plans here, 1 carry CMS's top overall rating of 5 stars and 5 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
Only two insurers sell Medicare Advantage PPO plans in Rhode Island.
All 6 PPO plans here come from Aetna Medicare and UnitedHealthcare. With the field this narrow, the decision is mostly about which plan design inside that network fits your care — so start by confirming your doctors and hospitals are in it.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Rhode Island
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| UHC Nursing Home Plan RI-F001 (PPO I-SNP)UnitedHealthcare · Institutional SNP | 5★ | $9,850 | $0 |
| AARP Medicare Advantage from UHC RI-0003 (PPO)UnitedHealthcare | 4★ | $7,150 | $27 |
| Aetna Medicare Eagle Giveback (PPO)Aetna Medicare | 4★ | $7,150 | $0 |
| Aetna Medicare Enhanced (PPO)Aetna Medicare | 4★ | $7,150 | $54 |
| Aetna Medicare Signature (PPO)Aetna Medicare | 4★ | $7,150 | $0 |
Showing 5 of 6. See all Rhode IslandMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Aetna MedicareCVS Health Corporation | 3 | 4.0 | — |
| UnitedHealthcareUnitedHealth Group, Inc. | 3 | 4.0 | 2 |
How PPO compares
States with similar PPO star ratings
Rhode Island Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Rhode Island?
What are the star ratings for Rhode Island PPO plans?
How many Medicare Advantage PPO plans are available in Rhode Island?
Do Rhode Island PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Rhode Island?
A $0 premium is not the whole cost.
See what a year really looks like.
Simplivera models your actual annual costs across Rhode Island Medicare Advantage plans.
Estimate my costs — it’s free →