Medicare Advantage HMO plans in Oregon
There are 55 Medicare Advantage HMO plans in Oregon from 14 carriers, averaging 3.25 out of 5 stars across the 50 plans CMS has rated. 76% of those with a published premium charge $0 a month (42 of 55); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 55 HMO plans in Oregon that publish one, the in-network out-of-pocket maximum has a median of $7,700 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,600, which sits below the median — the spread is not symmetric, so the median is the better guide.
HMO plans in Oregon rate below the national average.
The 50 rated HMO plans here average 3.25 stars against a national median of 3.75. That is a reason to compare carefully rather than to rule the state out — 8 plans here still rate 4 stars or better, and the rating describes the contract, not any one plan's benefits.
Oregon HMO plans rank 47th of 49 on star rating.
Across the 50 rated plans here the average overall rating is 3.25 stars, 47th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Oregon
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Kaiser Permanente Senior Advantage Enhanced (HMO-POS)Kaiser Permanente | 4.5★ | $4,000 | $134 |
| Kaiser Permanente Senior Advantage Value Lane (HMO-POS)Kaiser Permanente | 4.5★ | $4,450 | $0 |
| Humana Total Complete (HMO)Humana | 4.5★ | $5,150 | $0 |
| Kaiser Permanente Senior Advantage Standard (HMO-POS)Kaiser Permanente | 4.5★ | $5,250 | $49 |
| Kaiser Permanente Senior Advantage Value (HMO-POS)Kaiser Permanente | 4.5★ | $6,750 | $0 |
Showing 5 of 55. See all OregonMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Devoted HealthDevoted Health, Inc. | 22 | 3.0 | 7 |
| PacificSource MedicarePacificSource | 5 | 3.0 | 1 |
| HumanaHumana Inc. | 4 | 4.5 | 2 |
| Kaiser PermanenteKaiser Foundation Health Plan, Inc. | 4 | 4.5 | — |
| Aetna MedicareCVS Health Corporation | 3 | 3.0 | — |
| AgeRight AdvantageMarquis Companies I, Inc. | 3 | — | 3 |
| UnitedHealthcareUnitedHealth Group, Inc. | 3 | 3.5 | 1 |
| WellcareCentene Corporation | 3 | 2.8 | 1 |
| ATRIO Health Plans | 2 | 2.5 | 2 |
| SCAN Health PlanSCAN Group | 2 | — | 2 |
| AllCare AdvantageAllCare Health, Inc. | 1 | 2.5 | 1 |
| CareOregon AdvantageCareOregon, Inc. | 1 | 3.5 | 1 |
How HMO compares
States with similar HMO star ratings
Oregon Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Oregon?
What are the star ratings for Oregon HMO plans?
How many Medicare Advantage HMO plans are available in Oregon?
Do Oregon HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Oregon?
A $0 premium is not the whole cost.
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