Medicare Advantage HMO plans in Delaware
There are 19 Medicare Advantage HMO plans in Delaware from 6 carriers, averaging 3.29 out of 5 stars across the 17 plans CMS has rated. 68% of those with a published premium charge $0 a month (13 of 19); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 19 HMO plans in Delaware that publish one, the in-network out-of-pocket maximum has a median of $7,500 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $8,061, which sits above the median — the spread is not symmetric, so the median is the better guide.
HMO plans in Delaware rate below the national average.
The 17 rated HMO plans here average 3.29 stars against a national median of 3.75. That is a reason to compare carefully rather than to rule the state out — 5 plans here still rate 4 stars or better, and the rating describes the contract, not any one plan's benefits.
58% of Delaware's HMO plans are Special Needs Plans.
11 of 19 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Delaware
Showing 5 of 19. See all DelawareMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Aetna MedicareCVS Health Corporation | 5 | 3.5 | 2 |
| UnitedHealthcareUnitedHealth Group, Inc. | 5 | 4.0 | 2 |
| WellcareCentene Corporation | 3 | 2.5 | 2 |
| AmeriHealth Caritas VIP Care (HMO-D-SNP)Independence Health Group, Inc. | 2 | — | 2 |
| HealthSpringHealth Care Service Corporation | 2 | 3.0 | 1 |
| Highmark Blue Cross Blue ShieldHighmark Health | 2 | 2.5 | 2 |
How HMO compares
States with similar HMO star ratings
Delaware Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Delaware?
What are the star ratings for Delaware HMO plans?
How many Medicare Advantage HMO plans are available in Delaware?
Do Delaware HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Delaware?
A $0 premium is not the whole cost.
See what a year really looks like.
Simplivera models your actual annual costs across Delaware Medicare Advantage plans.
Estimate my costs — it’s free →