Oregon · 2026 plan year

Medicare Advantage PPO plans in Oregon

There are 46 Medicare Advantage PPO plans in Oregon from 9 carriers, averaging 3.08 out of 5 stars across the 46 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.

46
PPO plans
9
Carriers
22
Counties covered
3.1
Average stars
Varies
Avg out-of-pocket max
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

PPO plans in Oregon rate below the national average.

The 46 rated PPO plans here average 3.08 stars against a national median of 3.81. That is a reason to compare carefully rather than to rule the state out — 9 plans here still rate 4 stars or better, and the rating describes the contract, not any one plan's benefits.

Oregon PPO plans rank 51st of 51 on star rating.

Across the 46 rated plans here the average overall rating is 3.08 stars, 51st highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated PPO plans in Oregon

Showing 5 of 46. See all OregonMedicare Advantage plans →

Who sells here

PPO plans by carrier

CarrierPlansAvg starsSNPs
ATRIO Health Plans172.41
Regence BlueCross BlueShield of OregonCambia Health Solutions, Inc.73.0
Wellcare By Health NetCentene Corporation73.0
UnitedHealthcareUnitedHealth Group, Inc.64.33
Aetna MedicareCVS Health Corporation34.5
HumanaHumana Inc.33.5
Cigna HealthCareHealth Care Service Corporation13.0
Devoted HealthDevoted Health, Inc.13.5
PacificSource MedicarePacificSource13.0
Other plan types in Oregon

How PPO compares

All OregonMedicare Advantage plans →

Nearby on quality

States with similar PPO star ratings

Common questions

Oregon Medicare Advantage PPO plans, answered

How much do Medicare Advantage PPO plans cost in Oregon?
Of the Oregon PPO plans with a published premium, 64% charge $0 a month. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the plan's out-of-pocket maximum — check it on each plan, since CMS does not publish it uniformly for PPO plans.
What are the star ratings for Oregon PPO plans?
The 46 rated PPO plans in Oregon average 3.08 out of 5 stars, with 9 rating 4 or better. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage PPO plans are available in Oregon?
There are 46 PPO plans from 9 carriers, sold across 22 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 4 of them are Special Needs Plans with extra eligibility rules (see below).
Do Oregon PPO plans include prescription drug coverage?
46 of the 46 PPO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage and there is no separate drug premium for it — the plan premium covers both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Oregon?
4 of the 46 PPO plans in Oregon are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Oregon Medicare Advantage plans.

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