Oregon · 2026 plan year

Medicare Advantage plans in Oregon

Oregon has 109 Medicare Advantage plans from 16 carriers, averaging 3.35 out of 5 stars across the 106 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

109
Medicare Advantage plans
16
Carriers
31
Counties covered
3.4
Avg stars (106 of 109 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

Oregon HMO plans rank 42nd of 49 on star rating.

Across the 60 rated plans here the average overall rating is 3.56 stars, 42nd highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

By plan type

HMO and PPO in Oregon, compared

Plan typePlansCarriersAvg starsAvg out-of-pocket max
HMO63163.56$7,062
PPO4693.08Not published
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Oregon plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
Your care is the rest.

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