Medicare Advantage HMO plans in New York
There are 158 Medicare Advantage HMO plans in New York from 23 carriers, averaging 3.63 out of 5 stars across the 150 plans CMS has rated. 34% of those with a published premium charge $0 a month (54 of 158); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 158 HMO plans in New York that publish one, the in-network out-of-pocket maximum sits at $9,850 for most plans, which is also the highest in the state — the ceiling on what you pay in a year for covered in-network care. The mean is $8,857, which sits below the median — the spread is not symmetric, so the median is the better guide.
New York has 6 five-star Medicare Advantage HMO plans.
Of the 158 HMO plans here, 6 carry CMS's top overall rating of 5 stars and 69 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
New York HMO plans rank 35th of 49 on star rating.
Across the 150 rated plans here the average overall rating is 3.63 stars, 35th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in New York
Showing 5 of 158. See all New YorkMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 20 | 3.8 | 14 |
| Excellus Health Plan, IncLifetime Healthcare, Inc. | 19 | 4.0 | — |
| Aetna MedicareCVS Health Corporation | 18 | 3.0 | 7 |
| Anthem Blue Cross and Blue Shield HPElevance Health, Inc. | 12 | 4.0 | 3 |
| Highmark Blue Cross Blue Shield or Highmark Blue SHighmark Health | 12 | 4.0 | — |
| EmblemHealthEmblemHealth, Inc. | 9 | 3.9 | — |
| MVP HEALTH CAREMVP Health Care, Inc. | 8 | 3.5 | 2 |
| WellcareCentene Corporation | 8 | 3.0 | 5 |
| Healthfirst Medicare PlanHealthfirst, Inc. | 7 | 3.3 | 3 |
| Independent HealthIndependent Health Association, Inc. | 6 | 4.5 | 2 |
| HumanaHumana Inc. | 5 | 3.0 | 2 |
| CDPHP Medicare AdvantageLifetime Healthcare, Inc. | 4 | 3.5 | — |
How HMO compares
States with similar HMO star ratings
New York Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in New York?
What are the star ratings for New York HMO plans?
How many Medicare Advantage HMO plans are available in New York?
Do New York HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in New York?
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