Medicare Advantage plans in New York
New York has 224 Medicare Advantage plans from 24 carriers, averaging 3.67 out of 5 stars across the 193 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.
New York has 6 five-star Medicare Advantage HMO plans.
Of the 158 HMO plans here, 6 carry CMS's top overall rating of 5 stars and 69 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
HMO and PPO in New York, compared
Other Medicare coverage
Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full New York plan list. New York has 8 five-star plans, which can be joined outside the normal enrolment window.
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Stars are one signal.
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