Medicare Advantage HMO plans in New Jersey
There are 32 Medicare Advantage HMO plans in New Jersey from 10 carriers, averaging 3.61 out of 5 stars across the 31 plans CMS has rated. 65% of those with a published premium charge $0 a month (21 of 32); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 32 HMO plans in New Jersey that publish one, the in-network out-of-pocket maximum has a median of $9,600 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $8,858, which sits below the median — the spread is not symmetric, so the median is the better guide.
New Jersey HMO plans rank 36th of 49 on star rating.
Across the 31 rated plans here the average overall rating is 3.61 stars, 36th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in New Jersey
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Clover Health Value (HMO)Clover Health | 4.5★ | $4,500 | $36.30 |
| Clover Health Classic (HMO)Clover Health | 4.5★ | $6,000 | $0 |
| Humana Gold Plus H6622-100 (HMO)Humana | 4★ | $9,000 | $0 |
| Humana Gold Plus H6622-099 (HMO)Humana | 4★ | $9,050 | $0 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · Chronic or Disabling Condition SNP | 4★ | $9,350 | $0 |
Showing 5 of 32. See all New JerseyMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Aetna MedicareCVS Health Corporation | 7 | 3.9 | 1 |
| UnitedHealthcareUnitedHealth Group, Inc. | 7 | 3.4 | 2 |
| HumanaHumana Inc. | 5 | 4.0 | 1 |
| WellcareCentene Corporation | 3 | 3.0 | 1 |
| WellpointElevance Health, Inc. | 3 | 3.0 | 2 |
| Clover HealthClover Health Holdings, Inc. | 2 | 4.5 | — |
| Horizon Blue Cross Blue Shield of New JerseyHorizon Mutual Holdings, Inc | 2 | 4.0 | 2 |
| AmeriHealthIndependence Health Group, Inc. | 1 | — | — |
| HealthSpringHealth Care Service Corporation | 1 | 3.0 | — |
| Jefferson Health PlansThomas Jefferson University | 1 | 3.0 | — |
How HMO compares
States with similar HMO star ratings
New Jersey Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in New Jersey?
What are the star ratings for New Jersey HMO plans?
How many Medicare Advantage HMO plans are available in New Jersey?
Do New Jersey HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in New Jersey?
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