Medicare Advantage PPO plans in Kentucky
There are 52 Medicare Advantage PPO plans in Kentucky from 8 carriers, averaging 3.95 out of 5 stars across the 52 plans CMS has rated. 67% of those with a published premium charge $0 a month (35 of 52); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 52 PPO plans in Kentucky that publish one, the in-network out-of-pocket maximum has a median of $7,150 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,807, which sits above the median — the spread is not symmetric, so the median is the better guide.
Most PPO plans in Kentucky rate 4 stars or better.
43 of 52 plans here carry an overall rating of at least 4 stars. Where ratings cluster this high they stop being a useful way to sort plans — network, drug coverage and out-of-pocket limits will separate these more than the star count will.
Kentucky PPO plans rank 30th of 51 on star rating.
Across the 52 rated plans here the average overall rating is 3.95 stars, 30th highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Kentucky
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield | 4.5★ | $5,900 | $70 |
| Humana Senior Living Plan (PPO I-SNP)Humana · Institutional SNP | 4.5★ | $6,180 | $0 |
| HumanaChoice H7617-004 (PPO)Humana | 4.5★ | $6,750 | $0 |
| Humana Value Choice (PPO)Humana | 4.5★ | $7,150 | $0 |
| Anthem Medicare Advantage (PPO)Anthem Blue Cross and Blue Shield | 4.5★ | $9,250 | $41 |
Showing 5 of 52. See all KentuckyMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| HumanaHumana Inc. | 23 | 4.1 | 4 |
| Devoted HealthDevoted Health, Inc. | 10 | 4.0 | 5 |
| UnitedHealthcareUnitedHealth Group, Inc. | 6 | 3.8 | 2 |
| Aetna MedicareCVS Health Corporation | 5 | 4.0 | — |
| Anthem Blue Cross and Blue ShieldElevance Health, Inc. | 4 | 3.9 | — |
| WellcareCentene Corporation | 2 | 3.0 | 1 |
| Essence HealthcareLumeris Group Holdings Corporation | 1 | 4.0 | — |
| HealthSpringHealth Care Service Corporation | 1 | 3.0 | — |
How PPO compares
States with similar PPO star ratings
Kentucky Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Kentucky?
What are the star ratings for Kentucky PPO plans?
How many Medicare Advantage PPO plans are available in Kentucky?
Do Kentucky PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Kentucky?
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