Medicare Advantage HMO plans in Minnesota
There are 13 Medicare Advantage HMO plans in Minnesota from 7 carriers, averaging 4.05 out of 5 stars across the 10 plans CMS has rated. 23% of those with a published premium charge $0 a month (3 of 13); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 13 HMO plans in Minnesota that publish one, the in-network out-of-pocket maximum sits at $9,850 for most plans, which is also the highest in the state — the ceiling on what you pay in a year for covered in-network care. The mean is $7,415, which sits below the median — the spread is not symmetric, so the median is the better guide.
Minnesota HMO plans rate well above the national average.
Averaged across the 10 rated plans here, HMO coverage in Minnesota scores 4.05 stars against a national median of 3.75 for this plan type — 5th highest of 49 states. Star ratings measure the contract's performance on care quality, member experience and complaints.
62% of Minnesota's HMO plans are Special Needs Plans.
8 of 13 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Minnesota
Showing 5 of 13. See all MinnesotaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Quartz Medicare Advantage (HMO)University of Wisconsin Hospitals and Clincs Autho | 5 | 4.5 | — |
| PrimeWest HealthPrimeWest Rural MN Health Care Access Initiative | 2 | 3.5 | 2 |
| South Country Health Alliance | 2 | 3.5 | 2 |
| Blue PlusAware Integrated, Inc. | 1 | 3.5 | 1 |
| HealthPartnersHealthPartners, Inc. | 1 | 3.5 | 1 |
| Itasca Medical Care/IMCare ClassicItasca County | 1 | — | 1 |
| MedicaMedica Holding Company | 1 | 4.0 | 1 |
How HMO compares
States with similar HMO star ratings
Minnesota Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Minnesota?
What are the star ratings for Minnesota HMO plans?
How many Medicare Advantage HMO plans are available in Minnesota?
Do Minnesota HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Minnesota?
A $0 premium is not the whole cost.
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