Medicare Advantage HMO plans in North Carolina
There are 119 Medicare Advantage HMO plans in North Carolina from 16 carriers, averaging 4.22 out of 5 stars across the 111 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.
North Carolina has 22 five-star Medicare Advantage HMO plans.
Of the 119 HMO plans here, 22 carry CMS's top overall rating of 5 stars and 97 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
North Carolina HMO plans rate well above the national average.
Averaged across the 111 rated plans here, HMO coverage in North Carolina scores 4.22 stars against a national median of 3.82 for this plan type — 3rd highest of 49 states. Star ratings measure the contract's performance on care quality, member experience and complaints.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in North Carolina
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Alignment Health Heart & Diabetes Care (HMO C-SNP)Alignment Health Plan · Chronic or Disabling Condition SNP | 5★ | $3,400 | $0 |
| Alignment Health smartHMO (HMO)Alignment Health Plan | 5★ | $3,400 | $0 |
| DEVOTED CORE 001 NC (HMO)Devoted Health | 5★ | $3,600 | $0 |
| Alignment Health Platinum (HMO)Alignment Health Plan | 5★ | $3,900 | $0 |
| DEVOTED C-SNP PREMIUM 017 NC (HMO C-SNP)Devoted Health · Chronic or Disabling Condition SNP | 5★ | $4,800 | $0 |
Showing 5 of 119. See all North CarolinaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 24 | 4.0 | 6 |
| Cigna HealthCareHealth Care Service Corporation | 17 | 4.0 | 2 |
| Blue Cross and Blue Shield of North CarolinaCuraCor Solutions Corp. | 15 | 4.0 | 1 |
| HumanaHumana Inc. | 15 | 4.1 | 5 |
| Devoted HealthDevoted Health, Inc. | 11 | 5.0 | 8 |
| Aetna MedicareCVS Health Corporation | 10 | 4.5 | 4 |
| Alignment Health PlanAlignment Healthcare USA, LLC | 10 | 5.0 | 3 |
| WellcareCentene Corporation | 4 | 3.5 | 3 |
| Liberty Medicare AdvantageLiberty Healthcare Insurance | 3 | — | 3 |
| Provider Partners Health PlansRifkin Managed Care Holding, LLC | 3 | — | 3 |
| Troy MedicareTroy Holdings, Inc. | 2 | 3.0 | 1 |
| AmeriHealth Caritas VIP CareIndependence Health Group, Inc. | 1 | — | 1 |
How HMO compares
States with similar HMO star ratings
North Carolina Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in North Carolina?
What are the star ratings for North Carolina HMO plans?
How many Medicare Advantage HMO plans are available in North Carolina?
Do North Carolina HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in North Carolina?
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