Medicare Advantage HMO plans in Montana
There are 7 Medicare Advantage HMO plans in Montana from 3 carriers, averaging 3.50 out of 5 stars across the 7 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.
Montana has one of the smallest Medicare Advantage HMO markets in the country.
There are 7 HMO plans here from 3 insurers, against an average of about 89 per state. Fewer options makes the comparison quicker, but it also means one plan's network or drug list can decide the whole choice.
HMO plans in Montana rate below the national average.
The 7 rated HMO plans here average 3.50 stars against a national median of 3.82. No plan here reaches 4 stars, so the rating will not separate them for you — compare on network, drug coverage and out-of-pocket limits instead. The score describes the carrier's contract, not any one plan's benefits.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Montana
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| PacificSource Medicare MyCare Choice Rx 29 (HMO-POS)PacificSource Medicare | 3.5★ | $5,525 | $13 |
| Humana Gold Plus H6622-007 (HMO)Humana | 3.5★ | $5,700 | $0 |
| Humana Total Complete H6622-097 (HMO)Humana | 3.5★ | $6,200 | $0 |
| Blue Cross Group Medicare Advantage Plan (HMO)Blue Cross and Blue Shield of IL, NM | 3.5★ | $9,250 | — |
| Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP)Humana · Dual-Eligible SNP | 3.5★ | $9,250 | $0 |
Showing 5 of 7. See all MontanaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Blue Cross and Blue Shield of IL, NMHealth Care Service Corporation | 3 | 3.5 | — |
| HumanaHumana Inc. | 3 | 3.5 | 1 |
| PacificSource MedicarePacificSource | 1 | 3.5 | — |
How HMO compares
States with similar HMO star ratings
Montana Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Montana?
What are the star ratings for Montana HMO plans?
How many Medicare Advantage HMO plans are available in Montana?
Do Montana HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Montana?
A $0 premium is not the whole cost.
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