Medicare Advantage PPO plans in Minnesota
There are 40 Medicare Advantage PPO plans in Minnesota from 6 carriers, averaging 4.03 out of 5 stars across the 40 plans CMS has rated. 37% of those with a published premium charge $0 a month (15 of 40); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 40 PPO plans in Minnesota that publish one, the in-network out-of-pocket maximum has a median of $7,150 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $6,790, which sits below the median — the spread is not symmetric, so the median is the better guide.
Minnesota PPO plans rank 20th of 51 on star rating.
Across the 40 rated plans here the average overall rating is 4.03 stars, 20th highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Minnesota
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO)UnitedHealthcare | 4.5★ | $5,900 | $0 |
| AARP Medicare Advantage from UHC MN-0002 (PPO)UnitedHealthcare | 4.5★ | $6,300 | $59 |
| AARP Medicare Advantage from UHC FG-0001 (PPO)UnitedHealthcare | 4.5★ | $7,150 | $24.60 |
| AARP Medicare Advantage from UHC FG-0002 (PPO)UnitedHealthcare | 4.5★ | $7,150 | $52 |
| AARP Medicare Advantage from UHC MN-0001 (PPO)UnitedHealthcare | 4.5★ | $7,150 | $0 |
Showing 5 of 40. See all MinnesotaMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| MedicaMedica Holding Company | 11 | 4.0 | — |
| Allina Health Aetna MedicareAllina Health and Aetna Insurance Holding Company | 8 | 3.5 | 2 |
| UnitedHealthcareUnitedHealth Group, Inc. | 8 | 4.5 | 3 |
| Blue Cross and Blue Shield of MinnesotaAware Integrated, Inc. | 7 | 4.0 | — |
| HealthPartnersHealthPartners, Inc. | 4 | 4.5 | — |
| Align powered by Sanford Health PlanSanford Health | 2 | 3.5 | — |
How PPO compares
States with similar PPO star ratings
Minnesota Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Minnesota?
What are the star ratings for Minnesota PPO plans?
How many Medicare Advantage PPO plans are available in Minnesota?
Do Minnesota PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Minnesota?
A $0 premium is not the whole cost.
See what a year really looks like.
Simplivera models your actual annual costs across Minnesota Medicare Advantage plans.
Estimate my costs — it’s free →