Medicare Advantage HMO plans in Louisiana
There are 75 Medicare Advantage HMO plans in Louisiana from 9 carriers, averaging 3.82 out of 5 stars across the 72 plans CMS has rated. 62% of those with a published premium charge $0 a month (47 of 75); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 75 HMO plans in Louisiana that publish one, the in-network out-of-pocket maximum has a median of $6,700 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $6,828, which sits above the median — the spread is not symmetric, so the median is the better guide.
47% of Louisiana's HMO plans are Special Needs Plans.
35 of 75 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Louisiana HMO plans rank 17th of 49 on star rating.
Across the 72 rated plans here the average overall rating is 3.82 stars, 17th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Louisiana
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana LCMC Advantage H1951-051 (HMO)Humana | 4.5★ | $2,875 | $0 |
| Humana FMOL Baton Rouge H1951-053 (HMO)Humana | 4.5★ | $3,000 | $0 |
| Humana Select Partner Plan (HMO)Humana | 4.5★ | $3,100 | $0 |
| Humana Gold Plus H1951-059 (HMO)Humana | 4.5★ | $3,500 | $19.90 |
| Humana Gold Plus H1951-047 (HMO)Humana | 4.5★ | $4,200 | $0 |
Showing 5 of 75. See all LouisianaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| HumanaHumana Inc. | 24 | 4.5 | 7 |
| Peoples HealthUnitedHealth Group, Inc. | 19 | 3.5 | 12 |
| WellcareCentene Corporation | 11 | 3.5 | 5 |
| Blue Cross and Blue Shield of LouisianaLouisiana Health Service & Indemnity Company | 9 | 3.5 | 1 |
| Aetna MedicareCVS Health Corporation | 6 | 3.5 | 4 |
| American Health Advantage of LouisianaMitchell Family Office | 2 | — | 2 |
| Healthy BlueElevance Health, Inc. | 2 | 3.0 | 2 |
| AmeriHealth Caritas VIP Care (HMO-SNP)Independence Health Group, Inc. | 1 | — | 1 |
| UnitedHealthcareUnitedHealth Group, Inc. | 1 | 3.5 | 1 |
How HMO compares
States with similar HMO star ratings
Louisiana Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Louisiana?
What are the star ratings for Louisiana HMO plans?
How many Medicare Advantage HMO plans are available in Louisiana?
Do Louisiana HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Louisiana?
A $0 premium is not the whole cost.
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