Medicare Advantage HMO plans in Iowa
There are 46 Medicare Advantage HMO plans in Iowa from 12 carriers, averaging 3.84 out of 5 stars across the 40 plans CMS has rated. 58% of those with a published premium charge $0 a month (27 of 46); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 46 HMO plans in Iowa that publish one, the in-network out-of-pocket maximum has a median of $6,750 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,021, which sits above the median — the spread is not symmetric, so the median is the better guide.
46% of Iowa's HMO plans are Special Needs Plans.
21 of 46 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Iowa HMO plans rank 16th of 49 on star rating.
Across the 40 rated plans here the average overall rating is 3.84 stars, 16th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Iowa
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Gold Plus H0028-053 (HMO)Humana | 4.5★ | $4,200 | $0 |
| DEVOTED CORE 034 IA (HMO)Devoted Health | 4.5★ | $4,750 | $0 |
| DEVOTED C-SNP GIVEBACK EXTRAS 063 IA (HMO C-SNP)Devoted Health · Chronic or Disabling Condition SNP | 4.5★ | $5,900 | $0 |
| DEVOTED GIVEBACK EXTRAS 108 IA (HMO)Devoted Health | 4.5★ | $5,900 | $0 |
| DEVOTED GIVEBACK 035 IA (HMO)Devoted Health | 4.5★ | $7,150 | $0 |
Showing 5 of 46. See all IowaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 10 | 3.8 | 4 |
| Aetna MedicareCVS Health Corporation | 7 | 4.0 | 3 |
| Quartz Medicare Advantage (HMO)University of Wisconsin Hospitals and Clincs Autho | 6 | 4.0 | — |
| Devoted HealthDevoted Health, Inc. | 5 | 4.5 | 2 |
| MediGoldTrinity Health Corporation | 4 | 3.5 | — |
| WellcareCentene Corporation | 4 | 2.5 | 3 |
| Align Senior CareCurana Health Holdings, LLC | 2 | — | 2 |
| Great Plains Medicare AdvantageSanford Health | 2 | — | 2 |
| Iowa Health AdvantageMitchell Family Office | 2 | 4.5 | 2 |
| Molina Healthcare of Iowa, Inc.Molina Healthcare, Inc. | 2 | — | 2 |
| HumanaHumana Inc. | 1 | 4.5 | — |
| WellpointElevance Health, Inc. | 1 | 3.5 | 1 |
How HMO compares
States with similar HMO star ratings
Iowa Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Iowa?
What are the star ratings for Iowa HMO plans?
How many Medicare Advantage HMO plans are available in Iowa?
Do Iowa HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Iowa?
A $0 premium is not the whole cost.
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