Louisiana · 2026 plan year

Medicare Advantage plans in Louisiana

Louisiana has 118 Medicare Advantage plans from 12 carriers, averaging 4.07 out of 5 stars across the 105 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

118
Medicare Advantage plans
12
Carriers
64
Counties covered
4.1
Avg stars (105 of 118 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

Louisiana HMO plans rate well above the national average.

Averaged across the 75 rated plans here, HMO coverage in Louisiana scores 4.13 stars against a national median of 3.82 for this plan type — 6th highest of 49 states. Star ratings measure the contract's performance on care quality, member experience and complaints.

By plan type

HMO and PPO in Louisiana, compared

Plan typePlansCarriersAvg starsAvg out-of-pocket max
HMO78104.13$6,411
PPO4073.93Not published
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Louisiana plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
Your care is the rest.

Simplivera scores every Louisiana plan against how much care you actually expect to use.

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