Medicare Advantage HMO plans in Virginia
There are 100 Medicare Advantage HMO plans in Virginia from 10 carriers, averaging 3.78 out of 5 stars across the 75 plans CMS has rated. 82% of those with a published premium charge $0 a month (82 of 100); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 100 HMO plans in Virginia that publish one, the in-network out-of-pocket maximum has a median of $6,900 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,291, which sits above the median — the spread is not symmetric, so the median is the better guide.
25 of Virginia's HMO plans carry no star rating yet.
CMS rates a contract, not a plan, and does not rate one that is too new or has too little data — so 25 plans here shows no rating at all. Unrated is not the same as badly rated; it usually means a new contract, and those plans have to be judged on benefits and network instead.
Virginia HMO plans rank 19th of 49 on star rating.
Across the 75 rated plans here the average overall rating is 3.78 stars, 19th highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Virginia
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Total Complete (HMO)Humana | 4.5★ | $4,900 | $0 |
| Kaiser Permanente Medicare Advantage Liberty (HMO)Kaiser Permanente | 4.5★ | $5,900 | $0 |
| Kaiser Permanente Medicare Advantage High VA (HMO-POS)Kaiser Permanente | 4.5★ | $6,200 | $145 |
| Kaiser Permanente Medicare Advantage Care Plus VA (HMO-POS)Kaiser Permanente | 4.5★ | $6,900 | $30 |
| Kaiser Permanente Medicare Advantage Standard 1 VA (HMO-POS)Kaiser Permanente | 4.5★ | $7,150 | $15 |
Showing 5 of 100. See all VirginiaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| UnitedHealthcareUnitedHealth Group, Inc. | 26 | 3.9 | 9 |
| HumanaHumana Inc. | 24 | 4.1 | 9 |
| Devoted HealthDevoted Health, Inc. | 16 | — | 7 |
| Anthem HealthKeepersElevance Health, Inc. | 12 | 3.1 | 5 |
| Aetna MedicareCVS Health Corporation | 8 | 3.4 | 1 |
| Kaiser PermanenteKaiser Foundation Health Plan, Inc. | 7 | 4.5 | — |
| HealthSpringHealth Care Service Corporation | 2 | 3.0 | — |
| Lifeworks AdvantageCurana Health Holdings, LLC | 2 | — | 2 |
| Sentara MedicareSentara Health Care (SHC) | 2 | 3.0 | 2 |
| Johns Hopkins Advantage MDJohns Hopkins Healthcare LLC | 1 | — | — |
How HMO compares
States with similar HMO star ratings
Virginia Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Virginia?
What are the star ratings for Virginia HMO plans?
How many Medicare Advantage HMO plans are available in Virginia?
Do Virginia HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Virginia?
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