Medicare Advantage PPO plans in Iowa
There are 17 Medicare Advantage PPO plans in Iowa from 5 carriers, averaging 3.85 out of 5 stars across the 17 plans CMS has rated. 52% of those with a published premium charge $0 a month (9 of 17); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 17 PPO plans in Iowa that publish one, the in-network out-of-pocket maximum has a median of $7,150 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,206, which sits above the median — the spread is not symmetric, so the median is the better guide.
Most PPO plans in Iowa rate 4 stars or better.
14 of 17 plans here carry an overall rating of at least 4 stars. Where ratings cluster this high they stop being a useful way to sort plans — network, drug coverage and out-of-pocket limits will separate these more than the star count will.
Iowa PPO plans rank 41st of 51 on star rating.
Across the 17 rated plans here the average overall rating is 3.85 stars, 41st highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Iowa
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Humana Together in Health (PPO I-SNP)Humana · Institutional SNP | 4.5★ | $9,850 | $0 |
| Humana USAA Honor Giveback (PPO)Humana | 4★ | $4,700 | $0 |
| HumanaChoice Giveback H5216-340 (PPO)Humana | 4★ | $5,000 | $0 |
| Align SecureChoice Gold (PPO)Align powered by Sanford Health Plan | 4★ | $6,500 | $100 |
| AARP Medicare Advantage from UHC IA-0003 (PPO)UnitedHealthcare | 4★ | $7,150 | $45 |
Showing 5 of 17. See all IowaMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| HumanaHumana Inc. | 5 | 4.1 | 2 |
| UnitedHealthcareUnitedHealth Group, Inc. | 5 | 3.6 | — |
| Aetna MedicareCVS Health Corporation | 4 | 4.0 | — |
| Align powered by Sanford Health PlanSanford Health | 2 | 4.0 | — |
| MediGoldTrinity Health Corporation | 1 | 3.0 | — |
How PPO compares
States with similar PPO star ratings
Iowa Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Iowa?
What are the star ratings for Iowa PPO plans?
How many Medicare Advantage PPO plans are available in Iowa?
Do Iowa PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Iowa?
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