Medicare Advantage HMO plans in Indiana
There are 57 Medicare Advantage HMO plans in Indiana from 13 carriers, averaging 3.46 out of 5 stars across the 45 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.
HMO plans in Indiana rate below the national average.
The 45 rated HMO plans here average 3.46 stars against a national median of 3.82. That is a reason to compare carefully rather than to rule the state out — 15 plans here still rate 4 stars or better, and the rating describes the contract, not any one plan's benefits.
12 of Indiana's HMO plans carry no star rating yet.
CMS rates a contract, not a plan, and does not rate one that is too new or has too little data — so 12 plans here shows no rating at all. Unrated is not the same as badly rated; it usually means a new contract, and those plans have to be judged on benefits and network instead.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Indiana
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Essence Advantage (HMO)Essence Healthcare | 4.5★ | $3,350 | $0 |
| MyTruAdvantage Select (HMO)MyTruAdvantage | 4★ | $3,300 | $0 |
| AARP Medicare Advantage Essentials from UHC IN-10 (HMO-POS)UnitedHealthcare | 4★ | $3,900 | $0 |
| AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS)UnitedHealthcare | 4★ | $3,900 | $0 |
| AARP Medicare Advantage from UHC IN-13 (HMO-POS)UnitedHealthcare | 4★ | $3,900 | $0 |
Showing 5 of 57. See all IndianaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Anthem HealthKeepersElevance Health, Inc. | 15 | 3.6 | — |
| HumanaHumana Inc. | 9 | 3.0 | 5 |
| UnitedHealthcareUnitedHealth Group, Inc. | 9 | 4.0 | 1 |
| Aetna MedicareCVS Health Corporation | 4 | 3.0 | 2 |
| Anthem Blue Cross and Blue ShieldElevance Health, Inc. | 4 | — | 4 |
| Zing HealthZing Health Consolidator, Inc | 4 | 2.5 | 3 |
| Paramount Elite Medicare PlansMEDICAL MUTUAL OF OHIO | 3 | 3.5 | — |
| Provider Partners Health PlansRifkin Managed Care Holding, LLC | 3 | — | 3 |
| Wellcare By AllwellCentene Corporation | 2 | 3.0 | — |
| American Health Advantage of IndianaMitchell Family Office | 1 | — | 1 |
| Communicare AdvantageSNP Holdings, LLC | 1 | — | 1 |
| Essence HealthcareLumeris Group Holdings Corporation | 1 | 4.5 | — |
How HMO compares
States with similar HMO star ratings
Indiana Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Indiana?
What are the star ratings for Indiana HMO plans?
How many Medicare Advantage HMO plans are available in Indiana?
Do Indiana HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Indiana?
A $0 premium is not the whole cost.
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