Indiana · 2026 plan year

Medicare Advantage plans in Indiana

Indiana has 134 Medicare Advantage plans from 14 carriers, averaging 3.62 out of 5 stars across the 103 plans CMS has rated. The first real decision is HMO or PPO — how far you can go outside the plan’s network, and what that freedom costs.

134
Medicare Advantage plans
14
Carriers
92
Counties covered
3.6
Avg stars (103 of 134 rated)
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. CMS publishes star ratings per contract, so plans a carrier files under one contract all share a rating.

19 of Indiana's PPO plans carry no star rating yet.

CMS rates a contract, not a plan, and does not rate one that is too new or has too little data — so 19 plans here shows no rating at all. Unrated is not the same as badly rated; it usually means a new contract, and those plans have to be judged on benefits and network instead.

By plan type

HMO and PPO in Indiana, compared

Plan typePlansCarriersAvg starsAvg out-of-pocket max
HMO57133.46$6,839
PPO7793.75Not published
Also available

Other Medicare coverage

Every figure on this page covers HMO and PPO plans. A small number of PFFS and Cost plans are sold in some states and are not included above — there are too few nationally (71 across 17 states) to compare meaningfully. Standalone Part D drug plans and PACE programmes are different products entirely and are not Medicare Advantage; you can find any available on the full Indiana plan list.

Other states

Compare another state

All 51states → · Medicare Advantage vs Original Medicare

Stars are one signal.
Your care is the rest.

Simplivera scores every Indiana plan against how much care you actually expect to use.

Estimate my costs — it’s free →