Arkansas · 2027 plan year

Medicare Advantage HMO plans in Arkansas

There are 32 Medicare Advantage HMO plans in Arkansas from 9 carriers, averaging 3.45 out of 5 stars across the 29 plans CMS has rated. 84% of those with a published premium charge $0 a month (27 of 32); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.

32
HMO plans
9
Carriers
75
Counties covered
3.5
Avg stars (29 of 32 rated)
$6,750
Median out-of-pocket max

Across the 32 HMO plans in Arkansas that publish one, the in-network out-of-pocket maximum has a median of $6,750 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,230, which sits above the median — the spread is not symmetric, so the median is the better guide.

A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

HMO plans in Arkansas rate below the national average.

The 29 rated HMO plans here average 3.45 stars against a national median of 3.75. That is a reason to compare carefully rather than to rule the state out — 5 plans here still rate 4 stars or better, and the rating describes the contract, not any one plan's benefits.

Arkansas HMO plans rank 43rd of 49 on star rating.

Across the 29 rated plans here the average overall rating is 3.45 stars, 43rd highest of the 49 states with HMO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated HMO plans in Arkansas

Showing 5 of 32. See all ArkansasMedicare Advantage plans →

Who sells here

HMO plans by carrier

CarrierPlansAvg starsSNPs
Aetna MedicareCVS Health Corporation73.43
HealthSpringHealth Care Service Corporation63.52
UnitedHealthcareUnitedHealth Group, Inc.53.5—
HumanaHumana Inc.44.01
WellcareCentene Corporation43.03
Arkansas Blue MedicareUSAble Mutual Insurance Company22.8—
Arkansas Superior Select Health PlansSelect Founders, LLC2—2
Essence HealthcareLumeris Group Holdings Corporation14.0—
Healthy Arkansas, Inc.Singh Holdings LLC1——
Other plan types in Arkansas

How HMO compares

All ArkansasMedicare Advantage plans →

Nearby on quality

States with similar HMO star ratings

Common questions

Arkansas Medicare Advantage HMO plans, answered

How much do Medicare Advantage HMO plans cost in Arkansas?
Of the Arkansas HMO plans with a published premium, 84% charge $0 a month. The monthly premium is what you pay the plan for its medical (Part C) and drug (Part D) coverage together. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the in-network out-of-pocket maximum, with a median of $6,750 across these plans.
What are the star ratings for Arkansas HMO plans?
The 29 rated HMO plans in Arkansas average 3.45 out of 5 stars, with 5 rating 4 or better. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage HMO plans are available in Arkansas?
There are 32 HMO plans from 9 carriers, sold across 75 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 11 of them are Special Needs Plans with extra eligibility rules (see below).
Do Arkansas HMO plans include prescription drug coverage?
30 of the 32 HMO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage, and you pay one monthly premium to the plan — but that premium has a medical (Part C) part and a drug (Part D) part, and the drug part is often what makes it more than $0. Each plan's page shows both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Arkansas?
11 of the 32 HMO plans in Arkansas are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Arkansas Medicare Advantage plans.

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