Medicare Advantage HMO plans in Florida
There are 474 Medicare Advantage HMO plans in Florida from 27 carriers, averaging 4.15 out of 5 stars across the 465 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 474 HMO plans in Florida that publish one, the in-network out-of-pocket maximum has a median of $3,900 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $4,785, which sits above the median — the spread is not symmetric, so the median is the better guide.
Florida has 5 five-star Medicare Advantage HMO plans.
Of the 474 HMO plans here, 5 carry CMS's top overall rating of 5 stars and 401 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
Florida HMO plans rate well above the national average.
Averaged across the 465 rated plans here, HMO coverage in Florida scores 4.15 stars against a national median of 3.75 for this plan type — 3rd highest of 49 states. Star ratings measure the contract's performance on care quality, member experience and complaints.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Florida
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Leon MediExtra (HMO)Leon Health, Inc. | 5★ | $1,000 | $0 |
| Leon MediDual (HMO D-SNP)Leon Health, Inc. · Dual-Eligible SNP | 5★ | $3,450 | $0 |
| Leon MediMax (HMO D-SNP)Leon Health, Inc. · Dual-Eligible SNP | 5★ | $3,450 | $0 |
| Leon MediMore (HMO)Leon Health, Inc. | 5★ | $3,450 | $0 |
| Longevity Health Plan (HMO I-SNP)Longevity Health Plan · Institutional SNP | 5★ | $9,850 | $7.30 |
Showing 5 of 474. See all FloridaMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Devoted HealthDevoted Health, Inc. | 100 | 4.5 | 45 |
| HumanaHumana Inc. | 58 | 4.5 | 32 |
| Aetna MedicareCVS Health Corporation | 46 | 4.0 | 33 |
| CarePlus Health Plans, Inc.Humana Inc. | 38 | 4.0 | 17 |
| UnitedHealthcareUnitedHealth Group, Inc. | 38 | 4.0 | 15 |
| Freedom Health, Inc.Elevance Health, Inc. | 25 | 4.0 | 9 |
| Florida Blue HMOGuidewell Mutual Holding Corporation | 20 | 3.5 | 3 |
| WellcareCentene Corporation | 20 | 4.0 | 6 |
| Solis Health PlansAthena Healthcare Holdings, LLC | 19 | 4.5 | 14 |
| Ultimate Health PlansUltimate Healthcare Holdings, LLC | 16 | 3.5 | 11 |
| Optimum HealthCare, Inc.Elevance Health, Inc. | 13 | 4.5 | 7 |
| HealthSpringHealth Care Service Corporation | 11 | 3.0 | 7 |
How HMO compares
States with similar HMO star ratings
Florida Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Florida?
What are the star ratings for Florida HMO plans?
How many Medicare Advantage HMO plans are available in Florida?
Do Florida HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Florida?
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