Medicare Advantage HMO plans in Hawaii
There are 18 Medicare Advantage HMO plans in Hawaii from 5 carriers, averaging 4.25 out of 5 stars across the 6 plans CMS has rated. 66% of those with a published premium charge $0 a month (12 of 18); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 18 HMO plans in Hawaii that publish one, the in-network out-of-pocket maximum has a median of $7,775 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,919, which sits above the median — the spread is not symmetric, so the median is the better guide.
Hawaii HMO plans rate well above the national average.
Averaged across the 6 rated plans here, HMO coverage in Hawaii scores 4.25 stars against a national median of 3.75 for this plan type — 2nd highest of 49 states. Star ratings measure the contract's performance on care quality, member experience and complaints.
12 of Hawaii's HMO plans carry no star rating yet.
CMS rates a contract, not a plan, and does not rate one that is too new or has too little data — so 12 plans here shows no rating at all. Unrated is not the same as badly rated; it usually means a new contract, and those plans have to be judged on benefits and network instead.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Hawaii
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Kaiser Permanente Senior Advantage Enhanced (HMO)Kaiser Permanente | 4.5★ | $6,100 | $178 |
| Kaiser Permanente Senior Advantage Maui (HMO)Kaiser Permanente | 4.5★ | $6,100 | $198 |
| Humana Total Complete (HMO)Humana | 4.5★ | $6,300 | $0 |
| Kaiser Permanente Senior Advantage Hawaii Island (HMO)Kaiser Permanente | 4.5★ | $7,750 | $205 |
| Kaiser Permanente Senior Advantage Basic (HMO)Kaiser Permanente | 4.5★ | $8,750 | $61 |
Showing 5 of 18. See all HawaiiMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Devoted HealthDevoted Health, Inc. | 9 | — | 3 |
| Kaiser PermanenteKaiser Foundation Health Plan, Inc. | 6 | 4.5 | 2 |
| AlohaCare | 1 | 3.0 | 1 |
| HMSA Akamai AdvantageHawaii Medical Service Association | 1 | — | — |
| HumanaHumana Inc. | 1 | 4.5 | — |
How HMO compares
States with similar HMO star ratings
Hawaii Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Hawaii?
What are the star ratings for Hawaii HMO plans?
How many Medicare Advantage HMO plans are available in Hawaii?
Do Hawaii HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Hawaii?
A $0 premium is not the whole cost.
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