Medicare Advantage PPO plans in Florida
There are 86 Medicare Advantage PPO plans in Florida from 5 carriers, averaging 3.77 out of 5 stars across the 86 plans CMS has rated. 84% of those with a published premium charge $0 a month (73 of 86); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 86 PPO plans in Florida that publish one, the in-network out-of-pocket maximum has a median of $7,150 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,260, which sits above the median — the spread is not symmetric, so the median is the better guide.
Florida has 3 five-star Medicare Advantage PPO plans.
Of the 86 PPO plans here, 3 carry CMS's top overall rating of 5 stars and 55 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
Florida PPO plans rank 47th of 51 on star rating.
Across the 86 rated plans here the average overall rating is 3.77 stars, 47th highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Florida
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| UHC Nursing Home Plan EX-F001 (PPO I-SNP)UnitedHealthcare · Institutional SNP | 5★ | $9,850 | $0 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP)UnitedHealthcare · Institutional SNP | 5★ | $9,850 | $6.10 |
| UHC Nursing Home Plan FL-F002 (PPO I-SNP)UnitedHealthcare · Institutional SNP | 5★ | $9,850 | $7.30 |
| HumanaChoice Florida H7617-107 (PPO)Humana | 4.5★ | $3,900 | $0 |
| Humana USAA Honor Giveback (PPO)Humana | 4.5★ | $6,750 | $0 |
Showing 5 of 86. See all FloridaMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| HumanaHumana Inc. | 26 | 4.0 | 5 |
| Florida BlueGuidewell Mutual Holding Corporation | 19 | 3.0 | — |
| UnitedHealthcareUnitedHealth Group, Inc. | 19 | 4.0 | 7 |
| Aetna MedicareCVS Health Corporation | 16 | 4.0 | — |
| Devoted HealthDevoted Health, Inc. | 6 | 4.0 | — |
How PPO compares
States with similar PPO star ratings
Florida Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Florida?
What are the star ratings for Florida PPO plans?
How many Medicare Advantage PPO plans are available in Florida?
Do Florida PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Florida?
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