Medicare Advantage HMO plans in Connecticut
There are 20 Medicare Advantage HMO plans in Connecticut from 4 carriers, averaging 3.41 out of 5 stars across the 16 plans CMS has rated. 50% of those with a published premium charge $0 a month (10 of 20); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 20 HMO plans in Connecticut that publish one, the in-network out-of-pocket maximum sits at $9,850 for most plans, which is also the highest in the state — the ceiling on what you pay in a year for covered in-network care. The mean is $8,643, which sits below the median — the spread is not symmetric, so the median is the better guide.
HMO plans in Connecticut rate below the national average.
The 16 rated HMO plans here average 3.41 stars against a national median of 3.75. No plan here reaches 4 stars, so the rating will not separate them for you — compare on network, drug coverage and out-of-pocket limits instead. The score describes the carrier's contract, not any one plan's benefits.
50% of Connecticut's HMO plans are Special Needs Plans.
10 of 20 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated HMO plans in Connecticut
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| Anthem Veteran (HMO-POS)Anthem Blue Cross and Blue Shield | 3.5★ | $5,900 | $0 |
| UHC Medicare Advantage CT-0001 (HMO-POS)UnitedHealthcare | 3.5★ | $6,300 | $109 |
| UHC Medicare Advantage CT-0002 (HMO-POS)UnitedHealthcare | 3.5★ | $6,700 | $59 |
| UHC Medicare Advantage CT-0003 (HMO-POS)UnitedHealthcare | 3.5★ | $7,150 | $39 |
| UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS)UnitedHealthcare | 3.5★ | $7,150 | $0 |
Showing 5 of 20. See all ConnecticutMedicare Advantage plans →
HMO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Aetna MedicareCVS Health Corporation | 7 | 3.0 | 5 |
| Anthem Blue Cross and Blue ShieldElevance Health, Inc. | 6 | 3.5 | 3 |
| UnitedHealthcareUnitedHealth Group, Inc. | 4 | 3.5 | — |
| WellcareCentene Corporation | 3 | 3.5 | 2 |
How HMO compares
States with similar HMO star ratings
Connecticut Medicare Advantage HMO plans, answered
How much do Medicare Advantage HMO plans cost in Connecticut?
What are the star ratings for Connecticut HMO plans?
How many Medicare Advantage HMO plans are available in Connecticut?
Do Connecticut HMO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Connecticut?
A $0 premium is not the whole cost.
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