Connecticut · 2026 plan year

Medicare Advantage PPO plans in Connecticut

There are 24 Medicare Advantage PPO plans in Connecticut from 7 carriers, averaging 3.92 out of 5 stars across the 24 plans CMS has rated. Nearly all charge no monthly plan premium, so what separates them is network, drug coverage and how much you could owe in a bad year.

24
PPO plans
7
Carriers
8
Counties covered
3.9
Average stars
Varies
Avg out-of-pocket max
A $0 plan premium is not a free plan. You still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. Star ratings are published by CMS per contract, so every plan a carrier files under the same contract shares one rating — it describes the carrier’s performance, not this specific plan’s benefits. Estimate your real costs.

Every PPO plan in Connecticut with a published premium costs $0 a month.

A $0 premium is normal for Medicare Advantage and does not mean the plan is free — you still pay the Part B premium to Medicare, plus copays and coinsurance as you use care. The out-of-pocket maximum is the number that caps a bad year.

Connecticut PPO plans rank 20th of 51 on star rating.

Across the 24 rated plans here the average overall rating is 3.92 stars, 20th highest of the 51 states with PPO plans. Ratings apply to the contract, so every plan a carrier files under one contract shares the same score.

Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.

Highest rated

Top-rated PPO plans in Connecticut

Showing 5 of 24. See all ConnecticutMedicare Advantage plans →

Who sells here

PPO plans by carrier

CarrierPlansAvg starsSNPs
Aetna MedicareCVS Health Corporation54.51
CarePartners of ConnecticutPoint32Health, Inc.54.0
UnitedHealthcareUnitedHealth Group, Inc.54.34
HumanaHumana Inc.43.5
Anthem Blue Cross and Blue ShieldElevance Health, Inc.23.02
WellcareCentene Corporation23.5
Cigna HealthCareHealth Care Service Corporation13.0
Other plan types in Connecticut

How PPO compares

All ConnecticutMedicare Advantage plans →

Nearby on quality

States with similar PPO star ratings

Common questions

Connecticut Medicare Advantage PPO plans, answered

How much do Medicare Advantage PPO plans cost in Connecticut?
Of the Connecticut PPO plans with a published premium, 100% charge $0 a month. A $0 premium does not mean the plan is free: you still pay your Part B premium to Medicare, plus copays and coinsurance as you use care. The number that actually caps a bad year is the plan's out-of-pocket maximum — check it on each plan, since CMS does not publish it uniformly for PPO plans.
What are the star ratings for Connecticut PPO plans?
The 24 rated PPO plans in Connecticut average 3.92 out of 5 stars, with 14 rating 4 or better. CMS rates a contract rather than an individual plan, so every plan a carrier files under the same contract shares one score. A contract that is too new or has too little data is not rated at all, which is different from rating badly.
How many Medicare Advantage PPO plans are available in Connecticut?
There are 24 PPO plans from 7 carriers, sold across 8 counties. Availability is set by county, so the plans you can actually join depend on where you live — the full list is rarely available in any one place. 7 of them are Special Needs Plans with extra eligibility rules (see below).
Do Connecticut PPO plans include prescription drug coverage?
24 of the 24 PPO plans here bundle Part D drug coverage into the plan. That is the usual arrangement for Medicare Advantage and there is no separate drug premium for it — the plan premium covers both. If you join a Medicare Advantage plan without drug coverage, you generally cannot add a standalone Part D plan alongside it.
What is a Special Needs Plan, and are there any in Connecticut?
7 of the 24 PPO plans in Connecticut are Special Needs Plans. SNPs limit enrollment to people who also have Medicaid, live in a nursing home or similar institution, or have a qualifying chronic condition. They often carry richer benefits for that group, but if you do not meet the criteria you cannot join one — so the real number of plans open to you may be lower than the total.

A $0 premium is not the whole cost.
See what a year really looks like.

Simplivera models your actual annual costs across Connecticut Medicare Advantage plans.

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