Medicare Advantage PPO plans in Alabama
There are 54 Medicare Advantage PPO plans in Alabama from 7 carriers, averaging 4.00 out of 5 stars across the 51 plans CMS has rated. 75% of those with a published premium charge $0 a month (41 of 54); beyond the premium, what separates them is network, drug coverage and how much you could owe in a bad year.
Across the 54 PPO plans in Alabama that publish one, the in-network out-of-pocket maximum has a median of $7,250 and tops out at $9,850 — the ceiling on what you pay in a year for covered in-network care. The mean is $7,595, which sits above the median — the spread is not symmetric, so the median is the better guide.
Alabama has 1 five-star Medicare Advantage PPO plan.
Of the 54 PPO plans here, 1 carry CMS's top overall rating of 5 stars and 33 rate 4 or above. That matters beyond quality: a 5-star plan can be joined at almost any point in the year through a special enrollment period, rather than only during the autumn window.
41% of Alabama's PPO plans are Special Needs Plans.
22 of 54 plans here are SNPs — restricted to people who also have Medicaid, live in an institution, or have a qualifying chronic condition. If none of those apply to you the field is smaller than the headline count suggests, so filter them out before comparing.
Not sure whether Medicare Advantage suits you at all? Medicare Advantage vs Original Medicare covers the trade in plain language.
Top-rated PPO plans in Alabama
| Plan | Stars | Out-of-pocket max | Premium / mo |
|---|---|---|---|
| UHC Nursing Home Plan EX-F001 (PPO I-SNP)UnitedHealthcare · Institutional SNP | 5★ | $9,850 | $0 |
| HumanaChoice H7617-090 (PPO)Humana | 4.5★ | $3,250 | $34 |
| HumanaChoice H7617-091 (PPO)Humana | 4.5★ | $4,450 | $0 |
| DEVOTED CHOICE 007 AL (PPO)Devoted Health | 4.5★ | $5,600 | $0 |
| DEVOTED CHOICE 008 AL (PPO)Devoted Health | 4.5★ | $5,600 | $0 |
Showing 5 of 54. See all AlabamaMedicare Advantage plans →
PPO plans by carrier
| Carrier | Plans | Avg stars | SNPs |
|---|---|---|---|
| Devoted HealthDevoted Health, Inc. | 27 | 4.0 | 16 |
| HumanaHumana Inc. | 11 | 4.0 | 1 |
| Aetna MedicareCVS Health Corporation | 6 | 4.0 | — |
| Blue Cross and Blue Shield of AlabamaBlueCross BlueShield of Alabama | 3 | 4.0 | — |
| Simpra AdvantageAssociated Care Ventures, Inc. | 3 | — | 3 |
| UnitedHealthcareUnitedHealth Group, Inc. | 3 | 4.0 | 2 |
| HealthSpringHealth Care Service Corporation | 1 | 3.0 | — |
How PPO compares
States with similar PPO star ratings
Alabama Medicare Advantage PPO plans, answered
How much do Medicare Advantage PPO plans cost in Alabama?
What are the star ratings for Alabama PPO plans?
How many Medicare Advantage PPO plans are available in Alabama?
Do Alabama PPO plans include prescription drug coverage?
What is a Special Needs Plan, and are there any in Alabama?
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